Investment options of SHODEEN GROUP, LLC 401(K) PLAN
Total Available Funds: 27
| Investment Description |
|---|
| AMERICAN FUNDS AMERICAN FUND INFLATION LINKED BOND FUND |
| AMERICAN FUNDS AMERICAN FUNDS NEW WORLD FUND |
| ARTISAN ARTISAN INTERNATIONAL VALUE FUND |
| BLACKROCK BLACKROCK STRATEGIC INCOME OPPORTUNITIES PORTFOLIO |
| BROWN ADVISORY BROWN ADVISORY SUSTAINABLE GROWTH INV |
| DODGE & COX DODGE & COX INCOME FUND |
| FEDERATED FEDERATED HERMES INSTITUTIONAL HIGH YIELD BOND FUND |
| FEDERATED FEDERATED SHORT INTERM TOTAL RETURN BOND FUND |
| FIDELITY INVESTMENTS FIDELITY MULTI-ASSET INDEX FUND |
| INVESCO DISCOVERY INVESCO OPPEN DISC MID CAP GROWTH Y |
| JP MORGAN JP MORGAN EQUITY INCOME FUND |
| PIMCO PIMCO INTERNATIONAL BOND FUND |
| PRINCIPAL FUNDS PRINCIPAL REAL ESTATE SECURITIES FUND |
| PUTNAM INVESTMENTS PUTNAM GROWTH OPPORTUNITIES FUND |
| SCHWAB FUNDS SCHWAB INTERNATIONAL INDEX FUND |
| SCHWAB FUNDS SCHWAB S&P 500 INDEX FUND |
| SCHWAB FUNDS SCHWAB SMALL CAP INDEX SELECT |
| SCHWAB FUNDS SCHWAB TARGET 2045 INDEX FUND |
| SCHWAB FUNDS SCHWAB TARGET 2050 INDEX FUND |
| SCHWAB FUNDS SCHWAB TARGET 2060 INDEX FUND |
| SCHWAB FUNDS SCHWAB TOTAL STOCK MARKET INDEX FUND |
| SCHWAB FUNDS SCHWAB US AGGREGATE BOND FUND |
| VANGUARD VANGUARD BALANCED INDEX FUND |
| VANGUARD VANGUARD INTL GROWTH ADMIRAL CLASS |
| VANGUARD VANGUARD GNMA FUND ADMIRAL SHARES |
| VANGUARD VANGUARD LIFESTRATETY CONSERVATIVE GROWTH FUND |
| VICTORY CAPITAL VICTORY SYCAMORE ESTABLISHED VALUE FUND |
Investment model portfolios
We provide two types of investment model portfolios for SHODEEN GROUP, LLC 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for SHODEEN GROUP, LLC 401(K) PLAN