Investment options of SERV-U-SUCCESS 401(K) PLAN
Total Available Funds: 61
| Investment Description |
|---|
| Dimensional Fund Advisors Dimensional Inflation-Protected Securities I Fund |
| Dimensional Intermediate Govt Fixed Income I Fund |
| Dimensional International Core Equity Fund |
| Dimensional Emerging Markets Fund |
| Dimensional International Small Company Fund |
| BlackRock High Yield Bond Instl Fund |
| Vanguard Balanced Index Admiral Fund |
| Vanguard Short Term Investment Grade Fund |
| Vanguard REIT Index Admiral Fund |
| Vanguard Value Index Admiral Fund |
| Vanguard Index Trust Mid-Cap Index Admiral Fund |
| Vanguard Growth Index Admiral Fund |
| Vanguard Small Cap Index Admiral Fund |
| Vanguard 500 Index Admiral Fund |
| Vanguard Small Cap Value Index Admiral |
| Vanguard Explorer Admiral Shares Fund |
| Vanguard Target Retirement 2020 Fund |
| Vanguard Target Retirement 2025 Fund |
| Vanguard Target Retirement 2030 Fund |
| Vanguard Target Retirement 2035 Fund |
| Vanguard Target Retirement 2045 Fund |
| Vanguard Target Retirement 2050 Fund |
| Vanguard Target Retirement 2055 Fund |
| Vanguard Target Retirement 2060 Fund |
| Vanguard Target Retirement 2065 Fund |
| Vanguard Target Retirement Income Fund |
| PIMCO Short Asset Investment Institutional Fund |
| PIMCO International Bond Institutional Fund |
| (Form 5500) |
| (6) Net investment gain (loss) from common/collective trusts …………………… 2b |
| DFA EMG MKT CORE EQ 2 I |
| VAN TARGET RETIRE 2045 |
| VANGUARD MID CAP VALUE IND ADM |
| VAN TARG RETIRE 2060 |
| VANGUARD MID CAP INDEX – ADM |
| PIMCO INTL BOND USD HDGD I |
| VANGUARD VALUE INDEX FUND ADMR |
| DFA INTL CORE EQUITY 2 INST |
| VANGUARD FEDERAL MM INV |
| PIMCO SHORT ASSET INVEST INST |
| VAN TARGET RETIRE 2040 |
| CARILLON EAGLE MID CAP GRTH R6 |
| VAN TARGET RETIRE 2020 |
| VAN TARGET RETIRE 2055 |
| DFA INTERNATIONAL SM CO INST |
| BLACKROCK HIGH YIELD K |
| VANGUARD SHORT TERM INV GR ADM |
| VAN TARGET RETIRE 2025 |
| VANGUARD EXPLORER ADMIN |
| DFA INFLATION PROT SEC INST |
| VAN TARGET RETIRE 2035 |
| VANGUARD GROWTH INDEX FUND ADM |
| VAN TARGET RETIRE 2050 |
| VAN TARG RETIRE 2065 |
| VANGUARD BAL IDX – ADM |
| VANGUARD SM CAP VAL INDEX ADM |
| VAN TARGET RETIRE 2030 |
| DFA INT GOVT FIXED INC INST |
| VAN TARGET RETIRE INC |
| VANGUARD SMALL CAP INDEX ADMRL |
| VANGUARD 500 INDEX FUND – ADM |
Investment model portfolios
We provide two types of investment model portfolios for SERV-U-SUCCESS 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for SERV-U-SUCCESS 401(K) PLAN