Investment options of SERVICON SYSTEMS, INC. 401(K) PLAN
Total Available Funds: 41
| Investment Description |
|---|
| Delaware VIP Small Cap Value Series |
| DWS DWS Capital Growth VIP |
| Fidelity Investments Fidelity VIP Contrafund Portfolio |
| Fidelity Investments Fidelity VIP Equity-Income Portfolio |
| Fidelity Investments Fidelity VIP Mid Cap Portfolio |
| Goldman Sachs VIT Funds Goldman Sachs VIT Small Cap Equity Insights Fund |
| Goldman Sachs VIT Funds Goldman Sachs VIT US Equity Insights Fund |
| Invesco Oppenheimer Invesco V.I. Main Street Fund |
| MFS VIT III Mid Cap Value Portfolio |
| Mutual of America Investment Corporation MoA Aggressive Allocation Fund |
| Mutual of America Investment Corporation MoA All America Fund |
| Mutual of America Investment Corporation MoA Clear Passage 2020 Fund |
| Mutual of America Investment Corporation MoA Clear Passage 2025 Fund |
| Mutual of America Investment Corporation MoA Clear Passage 2030 Fund |
| Mutual of America Investment Corporation MoA Clear Passage 2035 Fund |
| Mutual of America Investment Corporation MoA Clear Passage 2040 Fund |
| Mutual of America Investment Corporation MoA Clear Passage 2045 Fund |
| Mutual of America Investment Corporation MoA Clear Passage 2050 Fund |
| Mutual of America Investment Corporation MoA Clear Passage 2055 Fund |
| Mutual of America Investment Corporation MoA Clear Passage 2060 Fund |
| Mutual of America Investment Corporation MoA Clear Passage 2065 Fund |
| Mutual of America Investment Corporation MoA Conservative Allocation Fund |
| Mutual of America Investment Corporation MoA Core Bond Fund |
| Mutual of America Investment Corporation MoA Equity Index Fund |
| Mutual of America Investment Corporation MoA Intermediate Bond Fund |
| Mutual of America Investment Corporation MoA International Fund |
| Mutual of America Investment Corporation MoA Mid Cap Equity Index Fund |
| Mutual of America Investment Corporation MoA Mid Cap Value Fund |
| Mutual of America Investment Corporation MoA Moderate Allocation Fund |
| Mutual of America Investment Corporation MoA Retirement Income Fund |
| Mutual of America Investment Corporation MoA Small Cap Equity Index Fund |
| Mutual of America Investment Corporation MoA Small Cap Growth Fund |
| Mutual of America Investment Corporation MoA Small Cap Value Fund |
| Neuberger Berman Neuberger Berman AMT Sustainable Equity Portfolio |
| PIMCO VIT Real Return Portfolio |
| T. Rowe Price Blue Chip Growth Portfolio |
| The Vanguard Group Vanguard VIF Diversified Value Portfolio |
| The Vanguard Group Vanguard VIF International Portfolio |
| Victory Funds Victory RS Small Cap Growth Equity VIP Series |
| Mutual of America Investment Corporation Mutual of America Interest Accumulation |
| Notes receivable from participants Interest rate of 5.25% wth maturity in December 2026 |
Investment model portfolios
We provide two types of investment model portfolios for SERVICON SYSTEMS, INC. 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for SERVICON SYSTEMS, INC. 401(K) PLAN