Investment options of SERVERCENTRAL LLC 401(K) PROFIT SHARING PLAN & TRUST
Total Available Funds: 59
| Investment Description |
|---|
| PGIM Funds High-Yield Fund |
| Dodge & Cox Dodge & Cox Income Fund |
| TIAA Investments TIAA-CREF Lifecycle Index 2055 Fund |
| Vanguard Tax-Managed Small Cap Admiral Class Fund |
| Vanguard Growth & Income Admiral Class Fund |
| Vanguard Mortgage-Backed Securities |
| Fidelity Investments Fidelity Inflation-Prot Bond |
| Vanguard Short-Term Federal Admiral Class Fund |
| TIAA Investments TIAA-CREF Lifecycle Index 2020 Fund |
| TIAA Investments TIAA-CREF Lifecycle Index 2025 Fund |
| Vanguard International Growth Admiral Class Fund |
| TIAA Investments TIAA-CREF Lifecycle Index 2045 Fund |
| Vanguard GNMA Admiral Class Fund |
| TIAA Investments TIAA-CREF Lifecycle Index 2050 Fund |
| Vanguard Equity Income Fund Admiral Class Fund |
| Dimensional Fund Advisors DFA Emerging Markets Core Equity Fund |
| Janus Henderson Triton Fund Class N Fund |
| TIAA Investments TIAA-CREF Lifecycle Index 2040 Fund |
| Principal Funds Principal Mid Cap R-6 Fund |
| Dimensional Fund Advisors DFA International Small Cap Growth Fund |
| TIAA Investments TIAA-CREF Lifecycle Index Retirement Income Fund |
| TIAA Investments TIAA-CREF Lifecycle Index 2060 Instl Fund |
| TIAA Investments TIAA-CREF Lifecycle Index 2030 Instl Fund |
| Fidelity Investments Fidelity |
| TIAA Investments TIAA-CREF Lifecycle Index 2035 Instl Fund |
| TIAA Investments TIAA-CREF Large Cap Growth Fund |
| Vanguard Mid-Cap Index Admiral Fund |
| Dimensional Fund Advisors DFA International Core Equity Portfolio Instl Fund |
| Notes receivable from participants Bearing interest at 4.25% – 9.50% – |
| (Form 5500) |
| (6) Net investment gain (loss) from common/collective trusts …………………… 2b |
| DFA INTL CORE EQUITY 2 INST |
| PGIM HIGH YIELD – Z |
| DODGE & COX INCOME I |
| NUVEEN LC INDEX 2055 R6 |
| VANGUARD TAX-MNGD SM CAP ADM |
| VANGUARD GROWTH & INCOME ADMIR |
| VAN MORTG BK SEC IDX ADM |
| FID INFL-P BD IDX |
| VANGUARD SHRT TERM FED-ADMIRAL |
| NUVEEN LC INDEX 2020 R6 |
| NUVEEN LC INDEX 2025 R6 |
| VANGUARD INTL GRTH ADM |
| NUVEEN LC INDEX 2045 R6 |
| VANGUARD GNMA ADM |
| NUVEEN LC INDEX 2050 R6 |
| VANG EQUITY INC ADM |
| DFA EMG MKT CORE EQ 2 I |
| JANUS HENDERSON TRITON FUND N |
| NUVEEN LC INDEX 2040 R6 |
| PRINCIPAL MID CAP FUND R6 |
| DFA INTL SMALL CAP GR INST |
| NUV LIFECYCLE IDX RET INC R6 |
| NUVEEN LC INDEX 2060 R6 |
| NUVEEN LC INDEX 2030 R6 |
| FID 500 IND |
| NUVEEN LC INDEX 2035 R6 |
| NUVEEN LG CAP GROWTH R6 |
| VANGUARD MID CAP INDEX – ADM |
Investment model portfolios
We provide two types of investment model portfolios for SERVERCENTRAL LLC 401(K) PROFIT SHARING PLAN & TRUST participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for SERVERCENTRAL LLC 401(K) PROFIT SHARING PLAN & TRUST