Investment options of SERES ENGINEERING 401(K) PLAN
Total Available Funds: 48
| Investment Description |
|---|
| AB Relative Value Fund A Registered Investment Company |
| Franklin Small Cap Value Fund-A Registered Investment Company |
| Fidelity Adv Freedom 2050 – M Registered Investment Company |
| Alger Mid Cap Growth Instl – I Registered Investment Company |
| Col Sel Mid Cap Value I Registered Investment Company |
| AB Sustain Glb Thematic Gr A Registered Investment Company |
| Franklin Rising Dividends – A Registered Investment Company |
| DWS Croci US A Registered Investment Company |
| Nuveen Real Est Securities A Registered Investment Company |
| Janus H Overseas Fund – S Registered Investment Company |
| Fidelity Adv Freedom Inc. – M Registered Investment Company |
| Fidelity Adv Freedom 2010 – M Registered Investment Company |
| Fidelity Adv Freedom 2020 – M Registered Investment Company |
| Fidelity Adv Freedom 2030 – M Registered Investment Company |
| Fidelity Adv Freedom 2040 – M Registered Investment Company |
| Blackrock Lg Cap Foc Growth – A Registered Investment Company |
| DWS Global High Income S Registered Investment Company |
| State St Russ SC Index VIII Common / Collective Trust |
| State St S&P 500 Index IX Common / Collective Trust |
| State St S&P Mid Cap Index NL J Common / Collective Trust |
| State St Cons Str Bal SLS VII Common / Collective Trust |
| State St Mod Str Bal SLS VII Common / Collective Trust |
| State St Agg Str Bal SLS VII Common / Collective Trust |
| (Form 5500) |
| (6) Net investment gain (loss) from common/collective trusts …………………… 2b |
| AB RELATIVE VALUE FUND A |
| FRANKLIN SMALL CAP VALUE FD-A |
| FIDELITY ADV FREEDOM 2050 FD-M |
| ALGER MID CAP GROWTH INSTL – I |
| AB SUSTAIN GLB THEMATIC GR A |
| COL SEL MID CAP VALUE I |
| FRANKLIN RISING DIVIDENDS – A |
| DWS CROCI US A |
| NUVEEN REAL EST SECURITIES A |
| JANUS H OVERSEAS FUND – S |
| FIDELITY ADV FREEDOM INC. – M |
| FIDELITY ADV FREEDOM 2010 – M |
| FIDELITY ADV FREEDOM 2020 – M |
| FIDELITY ADV FREEDOM 2030 – M |
| FIDELITY ADV FREEDOM 2040 – M |
| BLKRCK LG CP FOC GRTH- A |
| DWS GLOBAL HIGH INCOME S |
| STATE ST RUSS SC IDX VIII |
| STATE ST S&P 500 IDX IX |
| STATE ST S&P MD CP IDX NL J |
| STATE ST CONS STR BAL SLS VII |
| STATE ST MOD STR BAL SLS VII |
| STATE ST AGG STR BAL SLS VII |
Investment model portfolios
We provide two types of investment model portfolios for SERES ENGINEERING 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for SERES ENGINEERING 401(K) PLAN