Investment options of SERCO INC. 401K RETIREMENT PLAN
Total Available Funds: 31
| Investment Description |
|---|
| VOYA INSTITUTIONAL TRUST COMPANY |
| AMERICAN FUNDS CAPITAL WORLD GROWTH AND INCOME MUTUAL FUND |
| AMERICAN FUNDS EUROPACIFIC GROWTH MUTUAL FUND |
| BLACKROCK HIGH YIELD BOND MUTUAL FUND |
| FIDELITY EXTENDED MARKET INDEX MUTUAL FUND |
| FIDELITY U. S. BOND INDEX MUTUAL FUND |
| FIDELITY 500 INDEX MUTUAL FUND |
| FIDELITY SMALL CAP INDEX MUTUAL FUND |
| MFS VALUE MUTUAL FUND |
| MFS MID CAP VALUE MUTUAL FUND |
| T. ROWE PRICE MID-CAP GROWTH MUTUAL FUND |
| METROPOLITAN WEST TOTAL RETURN BOND MUTUAL FUND |
| JOHN HANCOCK ALTERNATIVE ASSET ALLOCATION MUTUAL FUND |
| BOSTON PARTNERS SMALL CAP MUTUAL FUND |
| ARTISAN SMALL CAP MUTUAL FUND |
| FIDELITY SPARTAN INTERNATIONAL INDEX MUTUAL FUND |
| T. ROWE PRICE HYBRID 2005 COLLECTIVE TRUST FUND |
| T. ROWE PRICE HYBRID 2010 COLLECTIVE TRUST FUND |
| T. ROWE PRICE HYBRID 2015 COLLECTIVE TRUST FUND |
| T. ROWE PRICE HYBRID 2020 COLLECTIVE TRUST FUND |
| T. ROWE PRICE HYBRID 2025 COLLECTIVE TRUST FUND |
| T. ROWE PRICE HYBRID 2030 COLLECTIVE TRUST FUND |
| T. ROWE PRICE HYBRID 2035 COLLECTIVE TRUST FUND |
| T. ROWE PRICE HYBRID 2040 COLLECTIVE TRUST FUND |
| T. ROWE PRICE HYBRID 2045 COLLECTIVE TRUST FUND |
| T. ROWE PRICE HYBRID 2050 COLLECTIVE TRUST FUND |
| T. ROWE PRICE HYBRID 2055 COLLECTIVE TRUST FUND |
| T. ROWE PRICE HYBRID 2060 COLLECTIVE TRUST FUND |
| T. ROWE PRICE HYBRID 2065 COLLECTIVE TRUST FUND |
| VOYA LARGE CAP GROWTH COLLECTIVE TRUST FUND |
| GOLDMAN SACHS STABLE VALUE FUND COLLECTIVE TRUST FUND |
Investment model portfolios
We provide two types of investment model portfolios for SERCO INC. 401K RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for SERCO INC. 401K RETIREMENT PLAN