Investment options of SENTRY 401K PLAN
Total Available Funds: 26
| Investment Option List |
|---|
| 1,836 Units |
| 178,384 Units |
| 208,157 Units |
| 979,736 Units |
| 422,565 Units |
| Account) 259,504 Units |
| Fund) 369,908 Units |
| Fund – Institutional Shares) 121,391 Units |
| 612,387 Units |
| Fund) 133,923 Units |
| Fund) 151.567 Units |
| 213,922 Units |
| 181,742 Units |
| 271,702 Units |
| 273,343 Units |
| Admiral Shares) 453,815 Units |
| 167,675 Units |
| Fund – Institutional Shares) 1,864,756 Units |
| 439,317 Units |
| Income Fund) 375,632 Units |
| 2025 Fund) 1,962,045 Units |
| 2035 Fund) 2,939,100 Units |
| 2045 Fund) 3,159,725 Units |
| 2055 Fund) 1,244,364 Units |
| 2065 Fund) 927,236 Units |
| Ranging from 2.42% to 8.50% – |
Investment model portfolios
We provide two types of investment model portfolios for SENTRY 401K PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for SENTRY 401K PLAN