Investment options of SENTARA 401K PLAN
Total Available Funds: 27
| Investment Description |
|---|
| FIDELITY INVESTMENTS FIDELITY US BOND INDEX FUND |
| FIDELITY INVESTMENTS FIDELITY 500 INDEX FUND |
| FIDELITY INVESTMENTS FIDELITY GLOBAL EX U. S. INDEX FUND |
| FIDELITY INVESTMENTS FIDELITY EXTENDED MARKET INDEX |
| FIDELITY INVESTMENTS FIDELITY GROWTH COMPANY FUND CLASS K6 |
| PIMCO PIMCO TOTAL RETURN INST CLASS |
| PRINCIPAL FUNDS PRINCIPAL GLOBAL REAL ESTATE SECURITIES FUND R6 |
| DODGE & COX DODGE & COX GLOBAL STOCK FUND CLASS X |
| AMERICAN FUNDS AMERICAN FUNDS EUROPACIFIC GROWTH FUND CLASS R6 |
| PIMCO PIMCO INFLATION RESPONSE MULTI-ASSET FUND I |
| VANGUARD VANGUARD TOTAL WORLD STOCK INDEX FUND INST SHARES |
| EATON VANCE EATON VANCE ATLANTA CAPITAL SMID-CAP FUND CL R6 |
| DIAMOND HILL FUNDS DIAMOND HILL LARGE CAP FUND CLASS Y |
| T. ROWE PRICE T. ROWE PRICE RETIREMENT 2005 TRUST CLASS F |
| T. ROWE PRICE T. ROWE PRICE RETIREMENT 2010 TRUST CLASS F |
| T. ROWE PRICE T. ROWE PRICE RETIREMENT 2015 TRUST CLASS F |
| T. ROWE PRICE T. ROWE PRICE RETIREMENT 2020 TRUST CLASS F |
| T. ROWE PRICE T. ROWE PRICE RETIREMENT 2025 TRUST CLASS F |
| T. ROWE PRICE T. ROWE PRICE RETIREMENT 2030 TRUST CLASS F |
| T. ROWE PRICE T. ROWE PRICE RETIREMENT 2035 TRUST CLASS F |
| T. ROWE PRICE T. ROWE PRICE RETIREMENT 2040 TRUST CLASS F |
| T. ROWE PRICE T. ROWE PRICE RETIREMENT 2045 TRUST CLASS F |
| T. ROWE PRICE T. ROWE PRICE RETIREMENT 2050 TRUST CLASS F |
| T. ROWE PRICE T. ROWE PRICE RETIREMENT 2055 TRUST CLASS F |
| T. ROWE PRICE T. ROWE PRICE RETIREMENT 2060 TRUST CLASS F |
| T. ROWE PRICE T. ROWE PRICE RETIREMENT 2065 TRUST CLASS F |
| VANGUARD FIDUCIARY TRUST COMPANY VANGUARD RETIREMENT SAVINGS TR IV |
Investment model portfolios
We provide two types of investment model portfolios for SENTARA 401K PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for SENTARA 401K PLAN