Seneca Foods Corporation Employees' Savings Plan Investment Model Portfolios

Investment options of Seneca Foods Corporation Employees' Savings Plan

Total Available Funds: 15

Asset Class

Ticker

Description

INTERNATIONAL EQUITY
Foreign Large Growth	AIECX	AIM International International Growth Fund C
Foreign Large Blend	DIISX	Dreyfus International Stock Index Fund
Foreign Large Blend	TGVIX	Thornburg International Value F

US EQUITY
LARGE GROWTH	RGAEX	American Funds Growth Fund of Amer Class R4
Small Growth	PSGIX	BlackRock Small Cap Growth Equity
LARGE VALUE	DODGX	Dodge Cox Stock Fund
MID-CAP BLEND	PESPX	Dreyfus Mid Cap Index Fund
LARGE BLEND	DSPIX	Dreyfus Equity Index Fund Y
Mid-Cap Growth	FRSRX	Dreyfus Mid Cap Growth Y
SMALL BLEND	KSCVX	Keeley Small Cap Value A
MID-CAP VALUE	RMCVX	RiverSource Mid Cap Value R4
US EQUITY	SENEB	Seneca Foods Corporation Employer Stock Fund

Others
Moderate Allocation	OAKBX	Oakmark Equity & Income Fund

FIXED INCOME
Inflation-Protected Bond	PRRIX	Pimco Funds Real Return Fund
SHORT GOVERNMENT	STABLEVALUE	U.S. Bank Stable Asset Fund

Investment model portfolios

We provide two types of investment model portfolios for Seneca Foods Corporation Employees' Savings Plan participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Customize a model portfolio now

Retirement Plan (401(k)) Info for Seneca Foods Corporation Employees' Savings Plan

SENECA FOODS CORPORATION EMPLOYEES' SAVINGS PLAN

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