Investment options of SEI CAPITAL ACCUMULATION PLAN
Total Available Funds: 25
| Investment Description |
|---|
| ** SEI Core Strategies Collective Trust SEI Core Fixed Income Fund |
| SEI High Yield Bond Fund |
| SEI Large Cap Fund |
| SEI Small Cap Fund |
| SEI U.S. Managed Volatility Fund |
| SEI Emerging Markets Debt Fund |
| SEI World Equity ex-US Fund |
| ** SEI Target Date Collective Trust SEI Retirement Income Fund |
| SEI Target Date 2010 Fund |
| SEI Target Date 2015 Fund |
| SEI Target Date 2020 Fund |
| SEI Target Date 2025 Fund |
| SEI Target Date 2030 Fund |
| SEI Target Date 2035 Fund |
| SEI Target Date 2040 Fund |
| SEI Target Date 2045 Fund |
| SEI Target Date 2050 Fund |
| SEI Target Date 2055 Fund |
| SEI Target Date 2060 Fund |
| SSGA Investment Funds State Street S&P 500® |
| State Street Russell Small/Mid Cap ® |
| SSGA Global All Cap Equity ex-U.S. |
| ** SEI Institutional Managed Trust Real Return Fund |
| ** SEI Daily Income Trust Government Fund |
| SEI Investments Company Common Stock, $.01 par value per share |
Investment model portfolios
We provide two types of investment model portfolios for SEI CAPITAL ACCUMULATION PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for SEI CAPITAL ACCUMULATION PLAN