Investment options of SECURUS 401(K) PLAN
Total Available Funds: 41
| Investment Description |
|---|
| AMERICAN FUNDS AMERICAN FUNDS EURO PACIFIC GROWTH R6 |
| BLACKROCK BLACKROCK HEALTH SCIENCES OPS I |
| DFA DFA INFLATION PROTECTED SEC PORT |
| FIDELITY INVESTMENTS FIDELITY 500 INDEX FUND |
| FIDELITY INVESTMENTS FIDELITY ADVISOR MATERIALS |
| FIDELITY INVESTMENTS FIDELITY ADVISOR TECHNOLOGY |
| FIDELITY INVESTMENTS FIDELITY EMERGING MARKETS INDEX |
| FRANKLIN FRANKLIN UTILITIES R6 |
| INVESCO OPPENHEIMER GOLD & SPEC MINERALS R6 |
| ISHARES MSCI EAFE INTERNATIONAL INDEX K |
| JPMORGAN JPMORGAN CORE PLUS BOND FUND CLASS R6 |
| JPMORGAN JPMORGAN US RESEARCH ENHANCED EQUITY |
| NEUBERGER BERMAN NEUBERGER BERMAN MID CAP FUND CLASS R6 |
| PRINCIPAL PRINCIPAL LARGE CAP GROWTH |
| PRUDENTIAL PRUDENTIAL HIGH YIELD Z |
| VANGUARD VANGUARD CONSUMER STAPLES INDEX |
| VANGUARD VANGUARD EMERGING MRKTS BOND ADMIRAL |
| VANGUARD VANGUARD EMERGING MRKTS STOCK INDEX AD |
| VANGUARD VANGUARD ENERGY INDEX ADMIRAL |
| VANGUARD VANGUARD EQUITY INCOME ADMIRAL |
| VANGUARD VANGUARD FEDERAL MONEY MARKET |
| VANGUARD VANGUARD INDUSTRIAL INDEX ADMIRAL |
| VANGUARD VANGUARD INTERMEDIATE-TERM BOND INDEX AD |
| VANGUARD VANGUARD MID CAP INDEX ADMIRAL |
| VANGUARD VANGUARD MID-CAP VALUE INDEX ADMIRAL |
| VANGUARD VANGUARD REAL ESTATE INDEX ADMIRAL |
| VANGUARD VANGUARD SHORT TERM BOND INDEX ADMIRAL |
| VANGUARD VANGUARD SHORT TERM FEDERAL ADMIRAL |
| VANGUARD VANGUARD SMALL-CAP GROWTH INDEX ADMIRAL |
| VANGUARD VANGUARD SMALL-CAP INDEX ADMIRAL |
| VANGUARD VANGUARD SMALL-CAP VALUE INDEX ADMIRAL |
| VANGUARD VANGUARD TARGET RETIREMENT 2020 |
| VANGUARD VANGUARD TARGET RETIREMENT 2025 |
| VANGUARD VANGUARD TARGET RETIREMENT 2030 |
| VANGUARD VANGUARD TARGET RETIREMENT 2035 |
| VANGUARD VANGUARD TARGET RETIREMENT 2040 |
| VANGUARD VANGUARD TARGET RETIREMENT 2045 |
| VANGUARD VANGUARD TARGET RETIREMENT 2050 |
| VANGUARD VANGUARD TOTAL BOND MARKET INDEX ADMIRAL |
| VANGUARD VANGUARD TOTAL INT'L STOCK INDEX ADMIRAL |
| VANGUARD VANGUARD TOTAL STOCK MARKET INDEX INST. |
Investment model portfolios
We provide two types of investment model portfolios for SECURUS 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for SECURUS 401(K) PLAN