Investment options of SECURITY PLUS RETIREMENT SAVINGS PLAN
Total Available Funds: 35
| Investment Description |
|---|
| FID 500 INDEX Registered Investment Company |
| TRP TARGET 2045 I Registered Investment Company |
| TRP TARGET 2035 I Registered Investment Company |
| TRP TARGET 2030 I Registered Investment Company |
| TRP TARGET 2055 I Registered Investment Company |
| AB LG CAP GRTH Z Registered Investment Company |
| TRP TARGET 2040 I Registered Investment Company |
| TRP TARGET 2025 I Registered Investment Company |
| TRP TARGET 2050 I Registered Investment Company |
| TRP TARGET 2060 I Registered Investment Company |
| VOYA INTERM BOND R6 Registered Investment Company |
| FID MID CAP IDX Registered Investment Company |
| AF NEW PERSPECT R6 Registered Investment Company |
| PUTN LG CAP VAL Y Registered Investment Company |
| VANG EQUITY INC ADM Registered Investment Company |
| FID SM CAP IDX Registered Investment Company |
| MGL EM MKTS EQ I Registered Investment Company |
| MFS INTL GROWTH R6 Registered Investment Company |
| TRP RETIRE BAL I Registered Investment Company |
| JPM MID CAP VALUE R6 Registered Investment Company |
| MFS MID CAP GRTH R6 Registered Investment Company |
| TRP DIVERS MDCP GR I Registered Investment Company |
| AF MOD GR&INC PTF R6 Registered Investment Company |
| MFS RESEARCH INTL R6 Registered Investment Company |
| FKLN UTILITIES R6 Registered Investment Company |
| JPM SM CAP GROWTH R6 Registered Investment Company |
| TRP TARGET 2020 I Registered Investment Company |
| VANG HLTHCARE IDX AD Registered Investment Company |
| INVS GLOBAL R6 Registered Investment Company |
| FKLN SM CAP VALUE R6 Registered Investment Company |
| TRP TARGET 2065 I Registered Investment Company |
| TRP TARGET 2010 I Registered Investment Company |
| BR US DEBT INDEX R Collective Trust |
| S STD STABLE ASSET 2 Guaranteed Investment Contract |
| maturing through January 2030 – |
Investment model portfolios
We provide two types of investment model portfolios for SECURITY PLUS RETIREMENT SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for SECURITY PLUS RETIREMENT SAVINGS PLAN