Investment options of SECURE HORIZONS 401(K) PLAN
Total Available Funds: 49
| Investment Description |
|---|
| American Funds INFLATION LINKED BD R6 |
| American Funds NEW WORLD R6 |
| Artisan ARTISAN INTERNATIONAL VALUE INSTL |
| BlackRock STRATEGIC INCOME OPPS K |
| Dimensional Financial Advisors DFA GLOBAL EQUITY I |
| Dimensional Financial Advisors DFA US TARGETED VALUE I |
| Dodge & Cox DODGE & COX INCOME – I |
| Federated Hermes INSTL HIGH YIELD BD R6 |
| Fidelity 500 INDEX |
| Fidelity EMERGING MARKETS INDEX |
| Fidelity FREEDOM INDEX 2010 PREMIER |
| Fidelity FREEDOM INDEX 2015 PREMIER |
| Fidelity FREEDOM INDEX 2020 PREMIER |
| Fidelity FREEDOM INDEX 2025 PREMIER |
| Fidelity FREEDOM INDEX 2030 INSTL PREM |
| Fidelity FREEDOM INDEX 2030 PREMIER |
| Fidelity FREEDOM INDEX 2035 INSTL PREM |
| Fidelity FREEDOM INDEX 2035 PREMIER |
| Fidelity FREEDOM INDEX 2040 PREMIER |
| Fidelity FREEDOM INDEX 2045 PREMIER |
| Fidelity FREEDOM INDEX 2050 PREMIER |
| Fidelity FREEDOM INDEX 2055 PREMIER |
| Fidelity FREEDOM INDEX 2060 PREMIER |
| Fidelity FREEDOM INDEX 2065 PREMIER |
| Fidelity FREEDOM INDEX INCOME PREMIER |
| Fidelity INFLATION PROTECTED BOND INDEX |
| Fidelity INTERMEDIATE TREASURY BOND IDX |
| Fidelity INTERNATIONAL INDEX |
| Fidelity INTL SUSTAINABILITY IDX |
| Fidelity LARGE CAP GROWTH INDEX |
| Fidelity LARGE CAP VALUE INDEX |
| Fidelity MID CAP INDEX |
| Fidelity MULTI-ASSET INDEX FUND |
| Fidelity SMALL CAP DISCOVERY |
| Fidelity SMALL CAP INDEX |
| Fidelity U.S. SUSTAINABILITY INDEX INSTL |
| Fidelity US BOND INDEX |
| PIMCO PGIM JENNISON MID CAP GROWTH R6 |
| PGIM Investments PIMCO INT BOND (USD-HEDGED) INSTL |
| Principal MIDCAP R6 |
| Putnam LARGE CAP GROWTH R6 |
| State Street BALANCED INDEX K |
| Vanguard GNMA ADM |
| Vanguard WELLESLEY INCOME ADM |
| Vanguard SHORT-TERM CORP BD IDX ADMIRAL |
| Vanguard INTERNATIONAL GROWTH ADM |
| Vanguard BALANCED INDEX ADM |
| Victory VICTORY SYCAMORE ESTABLISHED VALUE I |
| Company of America |
Investment model portfolios
We provide two types of investment model portfolios for SECURE HORIZONS 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for SECURE HORIZONS 401(K) PLAN