Investment options of SCHULTZ-LEVIN 401K PLAN
Total Available Funds: 31
| Investment Description |
|---|
| Baird Aggregate Bond Inst |
| Brown Capital Mgmt Intl Sm Co Instl |
| Brown Capital Mgmt Small Co Instl |
| DFA International Small Cap Value I |
| Dodge & Cox Stock X |
| Fidelity 500 Index |
| Fidelity Mid Cap Index |
| Fidelity Small Cap Index |
| Fidelity US Bond Index |
| PIMCO Commodity Real Ret Strat Instl |
| PIMCO Income Instl |
| PIMCO Real Return Instl |
| PRIMECAP Odyssey Aggressive Growth |
| T. Rowe Price Mid-Cap Value I |
| Undiscovered Managers Behavioral Val R6 |
| Vanguard Target Retirement 2020 Inv |
| Vanguard Target Retirement 2025 Inv |
| Vanguard Target Retirement 2030 Inv |
| Vanguard Target Retirement 2035 Inv |
| Vanguard Target Retirement 2040 Inv |
| Vanguard Target Retirement 2045 Inv |
| Vanguard Target Retirement 2050 Inv |
| Vanguard Target Retirement 2055 Inv |
| Vanguard Target Retirement 2060 Inv |
| Vanguard Target Retirement 2065 Inv |
| Vanguard Target Retirement Income Inv |
| WCM Focused International Growth Instl 8,780 |
| Emerging Markets Fund Class R1 18,006 |
| Large Cap Growth Fund Class R1 7,094 |
| Reliance MetLife Series 25053 Cl 0 |
| T.Rowe Price Mid-Cap Value I |
Investment model portfolios
We provide two types of investment model portfolios for SCHULTZ-LEVIN 401K PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for SCHULTZ-LEVIN 401K PLAN