Investment options of SCHONFELD 401(K) PLAN
Total Available Funds: 34
| Investment Description |
|---|
| METLIFE RELIANCE STABLE VALUE FUND |
| VOYA INTERMEDIATE BOND FUND |
| PGIM HIGH YIELD FUND |
| DFA INFLATION PROTECTED SECURITIES PORTFOLIO |
| VANGUARD LONG TERM INVESTMENT GRADE FUND |
| VANGUARD TOTAL INTERNATIONAL BOND INDEX FUND |
| TIAA- CREF LIFECYCLE INDEX 2020 |
| TIAA- CREF LIFECYCLE INDEX 2025 |
| TIAA- CREF LIFECYCLE INDEX 2030 |
| TIAA- CREF LIFECYCLE INDEX 2035 |
| TIAA- CREF LIFECYCLE INDEX 2040 |
| TIAA- CREF LIFECYCLE INDEX 2045 |
| TIAA- CREF LIFECYCLE INDEX 2050 |
| TIAA- CREF LIFECYCLE INDEX 2055 |
| TIAA- CREF LIFECYCLE INDEX 2060 |
| TIC LIFECYCLE INDEX RETIREMENT INCOME FUND |
| VANGUARD LIFESTRATEGY INCOME FUND |
| VANGUARD TAX- MANAGED BALANCED FUND |
| VANGUARD BALANCED INDEX FUND |
| VANGUARD VALUE INDEX FUND |
| VANGUARD 500 INDEX FUND |
| TIAA- CREF LARGE CAP GROWTH INDEX FUND |
| VANGUARD MID- CAP VALUE INDEX FUND |
| BLACKROCK MID- CAP GROWTH EQUITY FUND |
| BNY MELLON SMALL/ MID CAP GROWTH FUND |
| VANGUARD SMALL CAP VALUE INDEX FUND |
| VANGUARD SMALL CAP INDEX FUND |
| JPMORGAN SMALL CAP GROWTH FUND |
| AMERICAN FUNDS EUROPACIFIC GROWTH FUND |
| VANGUARD INTERNATIONAL GROWTH FUND |
| TIAA- CREF EMERGING MARKETS EQUITY INDEX FUND |
| VANGUARD REAL ESTATE INDEX FUND |
| CALVERT BOND FUND R6 |
| CALVERT US LARGE CAP CORE RSPNB IDX R6 |
Investment model portfolios
We provide two types of investment model portfolios for SCHONFELD 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for SCHONFELD 401(K) PLAN