Investment options of SCEPTER, INC. 401(K) PLAN
Total Available Funds: 40
| Investment Description |
|---|
| American Century One Choice Aggressive Fund |
| Baird Core Plus Bond Fund |
| Cohen & Steers Cohen & Steers Realty Shares Fund |
| Fidelity Capital and Income Fund |
| Fidelity Contrafund |
| Fidelity Extended Market |
| Fidelity |
| Fidelity Freedom 2020 Fund |
| Fidelity Freedom 2025 Fund |
| Fidelity Freedom 2030 Fund |
| Fidelity Freedom 2035 Fund |
| Fidelity Freedom 2040 Fund |
| Fidelity Freedom 2045 Fund |
| Fidelity Freedom 2050 Fund |
| Fidelity Freedom 2055 Fund |
| Fidelity Freedom 2060 Fund |
| Fidelity Freedom 2065 Fund |
| Fidelity Freedom 2070 Fund |
| Fidelity Freedom Income Fund |
| Fidelity Government Income Fund |
| Fidelity Intermediate Treasury Bond Fund Premium Class |
| Fidelity International |
| Fidelity Select Biotechnology Portfolio |
| Fidelity Select Chemicals Portfolio |
| Fidelity Select Commercial Services Portfolio |
| Fidelity Select Defense & Aero Portfolio |
| Fidelity Select IT Services Portfolio |
| Fidelity Select Pharmaceuticals Portfolio |
| Fidelity Select Software and IT Services Portfolio |
| Fidelity Small Cap Discovery Fund |
| Fidelity Small Cap Value Fund |
| Invesco Diversified Dividend Fund |
| Janus Triton Fund T |
| Janus Balanced Fund T |
| Permanent Portfolio Fund |
| PIMCO Real Return Fund Administrative Class |
| Prudential Jennison Mid Cap Growth Fund A |
| T. Rowe Price Dividend Growth Fund |
| Victory Established Value Fund A |
| Virtus NFJ International Value |
Investment model portfolios
We provide two types of investment model portfolios for SCEPTER, INC. 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for SCEPTER, INC. 401(K) PLAN