Investment options of SCAN GROUP 401(K) PLAN
Total Available Funds: 32
| Investment Description |
|---|
| EI FIXED ACCOUNT – SERIES CLASS IV Guaranteed Investment Contract |
| LARGE CAP GROWTH / JENNISON FUND Pooled Separate Account |
| SA/INVESCO SMALL CAP GROWTH STRATEGY Pooled Separate Account |
| FIDELITY 500 INDEX Registered Investment Company |
| FIDELITY FREEDOM BLEND 2050 K6 Registered Investment Company |
| FIDELITY FREEDOM BLEND 2040 K6 Registered Investment Company |
| FIDELITY FREEDOM BLEND 2035 K6 Registered Investment Company |
| FIDELITY FREEDOM BLEND 2045 K6 Registered Investment Company |
| FIDELITY FREEDOM BLEND 2055 K6 Registered Investment Company |
| FIDELITY US BOND INDEX Registered Investment Company |
| FIDELITY FREEDOM BLEND 2030 K6 Registered Investment Company |
| MFS VALUE R3 Registered Investment Company |
| JPMORGAN US EQUITY R6 Registered Investment Company |
| FIDELITY FREEDOM BLEND 2025 K6 Registered Investment Company |
| DODGE & COX INCOME FUND CLASS X Registered Investment Company |
| FIDELITY INTERNATIONAL INDEX Registered Investment Company |
| FIDELITY EXTENDED MARKET INDEX Registered Investment Company |
| FIDELITY FREEDOM BLEND 2060 K6 Registered Investment Company |
| VICTORY SYCAMORE ESTABLISHED VALUE Y Registered Investment Company |
| AMERICAN FUNDS INCOME FUND OF AMERICA R6 Registered Investment Company |
| BLACKROCK MID-CAP GROWTH EQUITY K Registered Investment Company |
| DODGE & COX INTERNATIONAL STOCK X Registered Investment Company |
| VANGUARD FTSE SOCIAL INDEX ADMIRAL Registered Investment Company |
| AMERICAN FUNDS NEW WORLD R5 Registered Investment Company |
| FIDELITY FREEDOM BLEND 2020 K6 Registered Investment Company |
| JPMORGAN SMALL CAP VALUE R6 Registered Investment Company |
| FIDELITY INFLATION PROTECTED BOND INDEX Registered Investment Company |
| FIDELITY FREEDOM BLEND 2065 K6 Registered Investment Company |
| FIDELITY FREEDOM BLEND INC K6 Registered Investment Company |
| FIDELITY FREEDOM BLEND 2015 K6 Registered Investment Company |
| FIDELITY FREEDOM BLEND 2010 K6 Registered Investment Company |
| maturing through June 2039 |
Investment model portfolios
We provide two types of investment model portfolios for SCAN GROUP 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for SCAN GROUP 401(K) PLAN