Investment options of SCALEWORKS 401(K) PLAN
Total Available Funds: 31
| Investment Description |
|---|
| (Form 5500) |
| (6) Net investment gain (loss) from common/collective trusts …………………… 2b |
| NUVEEN SMALLCAP BLEND INDEX R6 |
| VANGUARD SMALL CAP INDEX ADMRL |
| FID FREEDOM INDEX 2065 PREMIER |
| VANGUARD MID CAP INDEX – ADM |
| DFA COMMODITY STRAT PORT INST |
| FID FREEDOM INDEX 2025 PREMIER |
| FID FREEDOM INDEX 2050 PREMIER |
| FID FREE INDX 2015 PREM |
| FID FREEDOM INDEX INC PREMIER |
| ISHARES MSCI EAFE INTL INDEX K |
| FID FREEDOM INDEX 2020 PREMIER |
| VANGUARD EMG MKTS STK IDX ADM |
| FID FREEDOM INDEX 2060 PREMIER |
| T ROWE PRICE OVERSEAS STOCK |
| FID FREEDOM INDEX 2035 PREMIER |
| FID FREEDOM INDEX 2045 PREMIER |
| AMF GROWTH FUND OF AMERICA R6 |
| JPMORGAN EQUITY INCOME FUND R6 |
| FID FREEDOM INDEX 2055 PREMIER |
| T. ROWE PRICE DIVIDEND GR I |
| JANUS HENDERSON TRITON FUND N |
| STATE ST EQUITY 500 INDEX K |
| GS INFLATION PROTECTED SEC R6 |
| BLACKROCK HIGH YIELD K |
| FID FREEDOM INDEX 2030 PREMIER |
| VANGUARD SM CAP VAL INDEX ADM |
| FID FREEDOM INDEX 2040 PREMIER |
| VANGUARD INTERMEDIATE TERM BON |
| INVESCO STABLE ASSET – ADPZ |
Investment model portfolios
We provide two types of investment model portfolios for SCALEWORKS 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for SCALEWORKS 401(K) PLAN