Investment options of SAYRE SCHOOL 403(B) DC PLAN
Total Available Funds: 58
| Investment Description |
|---|
| TIAA Traditional Non-Benefit Responsive Other Investments n/a |
| CREF Stock Other Investments n/a |
| Nuveen Lifecycle 2050 Other Investments n/a |
| Nuveen Lifecycle 2025 Other Investments n/a |
| CREF Equity Index Other Investments n/a |
| Nuveen Lifecycle 2040 Other Investments n/a |
| iShares S & P 500 Index Fund Other Investments n/a |
| Nuveen Lifecycle 2035 Other Investments n/a |
| Nuveen Lifecycle 2055 Other Investments n/a |
| CREF Global Equities Other Investments n/a |
| CREF Growth Other Investments n/a |
| CREF Social Choice Other Investments n/a |
| TIAA Access Lifecycle 2030 Other Investments n/a |
| Nuveen Lifecycle 2020 Other Investments n/a |
| American Funds New Perspective Other Investments n/a |
| Nuveen Lifecycle 2045 Other Investments n/a |
| iShares Rus 2000 Small Cap Index Other Investments n/a |
| CREF Core Bond Other Investments n/a |
| TIAA Access Lifecycle 2040 Other Investments n/a |
| Nuveen Lifecycle 2030 Other Investments n/a |
| Putnam Large Cap Value Fund Other Investments n/a |
| CREF Inflation-Linked Bond Other Investments n/a |
| AB Large Cap Value Fund Other Investments n/a |
| TIAA Access Lifecycle 2020 Other Investments n/a |
| American EuroPacific Growth Other Investments n/a |
| TIAA Traditional Benefit Responsive Other Investments n/a |
| TIAA Access International Equity Other Investments n/a |
| TIAA Access Large-Cap Value Other Investments n/a |
| TIAA Access Lifecycle 2035 Other Investments n/a |
| iShares Russell 2000 Small Cap Index Other Investments n/a |
| Baird Aggregrate Bond Other Investments n/a |
| TIAA Access Mid-Cap Value Other Investments n/a |
| BlackRock M-C Growth Equity Other Investments n/a |
| TIAA Access Small Cap Equity Other Investments n/a |
| Parnassus Core Equity Other Investments n/a |
| TIAA Access Equity Index Other Investments n/a |
| TIAA Access Social Choice Equity Other Investments n/a |
| Nuveen Lifecycle 2060 Other Investments n/a |
| Allspring Spec Mid Cap Value Other Investments n/a |
| TIAA Access Large-Cap Growth Other Investments n/a |
| Nuveen Lifecycle 2015 Other Investments n/a |
| TIAA Access Small Cap Blend Index Other Investments n/a |
| TIAA Access Lifecycle 2045 Other Investments n/a |
| TIAA Access Lifecycle 2025 Other Investments n/a |
| TIAA Access Bond Plus Other Investments n/a |
| TIAA Access Mid-Cap Growth Other Investments n/a |
| PIMCO Income Fund Institutional Other Investments n/a |
| Vanguard Inflation Protected Securites Other Investments n/a |
| TIAA Access Core Equity Other Investments n/a |
| Janus Henderson Triton Other Investments n/a |
| TIAA Access Lifecycle 2050 Other Investments n/a |
| Delaware Small Cap Value Other Investments n/a |
| PIMCO International Bond Other Investments n/a |
| TIAA Access Lifecycle 2055 Other Investments n/a |
| TIAA Access Lifecycle 2015 Other Investments n/a |
| TIAA Access Lifecycle 2060 Other Investments n/a |
| TIAA-CREF Core Impact Bond Other Investments n/a |
| Nuveen Lifecycle 2065 Other Investments n/a |
Investment model portfolios
We provide two types of investment model portfolios for SAYRE SCHOOL 403(B) DC PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for SAYRE SCHOOL 403(B) DC PLAN