Investment options of SASHCO, INC. 401(K) PLAN
Total Available Funds: 49
| Investment Option List |
|---|
| State Street Equity 500 Index (STFAX) |
| MFS Value Fund (MINIX) |
| MFS International Diversification Fund (MDIJX) |
| American Funds New Perspective Fund (FFPNX) |
| Empower** T. Rowe Price Mid Cap Growth Fund (PMEGX) |
| Fidelity Small Cap Growth Index Fund (FECGX) |
| JPMorgan Large Cap Growth Fund (SEEGX) |
| Fidelity Mid Cap Index Fund (FIIMX) |
| JPMorgan Government Bond Fund (HLGAX) |
| Fidelity Small Cap Index Fund (FSISX) |
| American Century Mid Cap Value Fund (IACIX) |
| MFS New Discovery Value Fund (NDVBX) |
| Fidelity US Bond Index Fund (FSHBX) |
| Putnam Retirement Advantage Trst 2040 X (PALZX) |
| Putnam Retirement Advantage Trst 2050 X (PAEKX) |
| Putnam Retirement Advantage Trst 2035 X (PCDLX) |
| Putnam Retirement Advantage Trst 2025 X (PBATX) |
| Putnam Retirement Advantage Trst 2045 X (PAFJX) |
| Putnam Retirement Advantage Trst 2055 X (PAAWX) |
| Putnam Retirement Advantage Trst Maturity X (PADLX) |
| Putnam Retirement Advantage Trst 2030 X (PDGKX) |
| Putnam Retirement Advantage Trst 2060 X (PAAKX) |
| Portfolio Fund |
| account balances – |
| 1PTRX25 545,717.39 |
| 1PTRX30 220,821.80 |
| 1PTRX35 910,029.15 |
| 1PTRX40 913,699.36 |
| 1PTRX45 360,619.40 |
| 1PTRX50 1,123,617.83 |
| 1PTRX55 295,212.85 |
| 1PTRX60 108,700.03 |
| 1PTRXMT 212,258.00 |
| 1RNPGX 284,002.23 |
| 1MDIZX 223,136.35 |
| 1IARFX 25,626.57 |
| 1FSSNX 76,243.29 |
| 1FECGX 87,710.71 |
| 1NDVVX 65,516.02 |
| 1AMDVX 66,548.23 |
| 1FSMDX 164,509.95 |
| 1MXYKX 139,596.69 |
| 1JLGMX 176,464.53 |
| 1MEIKX 240,029.77 |
| 1SSSYX1 373,474.04 |
| 1FXNAX 276,749.17 |
| 1OGGYX 89,328.06 |
| 1KGPGW 1.450 78,425.63 |
| FORFEITURES 13,987.79 |
Investment model portfolios
We provide two types of investment model portfolios for SASHCO, INC. 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for SASHCO, INC. 401(K) PLAN