Investment options of SAN ANTONIO ACADEMY DEFINED CONTRIBUTION RETIREMENT PLAN
Total Available Funds: 33
| Investment Description |
|---|
| CREF VARIABLE ANNUITIES TIAA TRADITIONAL NON BENEFIT RESPONSIVE |
| CREF VARIABLE ANNUITIES CREF STOCK R1 |
| CREF VARIABLE ANNUITIES TIAA TRADITIONAL BENEFIT RESPONSIVE |
| CREF VARIABLE ANNUITIES CREF GLOBAL EQUITIES R1 |
| CREF VARIABLE ANNUITIES CREF GROWTH R1 |
| CREF VARIABLE ANNUITIES CREF EQUITY INDEX R1 |
| CREF VARIABLE ANNUITIES CREF MONEY MARKET R1 |
| CREF VARIABLE ANNUITIES TIAA REAL ESTATE |
| CREF VARIABLE ANNUITIES CREF SOCIAL CHOICE R1 |
| CREF VARIABLE ANNUITIES CREF BOND MARKET R1 |
| CREF VARIABLE ANNUITIES CREF INFLATION-LINKED BOND R1 |
| FIDELITY FIDELITY 500 INDEX |
| FIDELITY FIDELITY ADVISOR TOTAL BOND Z |
| FIDELITY FIDELITY EMERGING MARKETS INDEX |
| FIDELITY FIDELITY FREEDOM INDEX 2030 INSTL PREM |
| FIDELITY FIDELITY FREEDOM INDEX 2035 INSTL PREM |
| FIDELITY FIDELITY FREEDOM INDEX 2040 INSTL PREM |
| FIDELITY FIDELITY FREEDOM INDEX 2045 INSTL PREM |
| FIDELITY FIDELITY FREEDOM INDEX 2050 INSTL PREM |
| FIDELITY FIDELITY FREEDOM INDEX 2055 INSTL PREM |
| FIDELITY FIDELITY FREEDOM INDEX 2060 INSTL PREM |
| FIDELITY FIDELITY FREEDOM INDEX 2065 INSTL PREM |
| FIDELITY FIDELITY FREEDOM INDEX INC INSTL PREM |
| FIDELITY FIDELITY INTERNATIONAL INDEX |
| FIDELITY FIDELITY MD CAP INDEX |
| FIDELITY FIDELITY REAL ESTATE INDEX |
| FIDELITY FIDELITY SMALL CAP INDEX |
| FIDELITY FIDELITY US BOD INDEX |
| JPMORGAN JPMORGAN EQUITY INCOME R6 |
| JPMORGAN JPMORGAN LARGE CAP GROWTH R6 |
| MFS MFS INTL DIVERSIFICATION R6 |
| PIMCO PIMCO INCOME INSTL |
| EMPOWER EI FIXED ACCOUNT SERIES CLASS II |
Investment model portfolios
We provide two types of investment model portfolios for SAN ANTONIO ACADEMY DEFINED CONTRIBUTION RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for SAN ANTONIO ACADEMY DEFINED CONTRIBUTION RETIREMENT PLAN