Investment options of SAMGI 401(K) PLAN
Total Available Funds: 59
| Investment Description |
|---|
| Fidelity 500 Index |
| Vanguard Target Retirement 2035 Inv |
| Vanguard Target Retirement 2040 Inv |
| Vanguard Target Retirement 2045 Inv |
| JPMorgan Large Cap Growth R6 |
| Fidelity Small Cap Index |
| American Beacon Small Cap Value R6 |
| Vanguard Target Retirement 2025 Inv |
| Vanguard Target Retirement 2055 Inv |
| Vanguard Target Retirement 2030 Inv |
| Parametric International Equity R6 |
| Vanguard Target Retirement 2050 Inv |
| Putnam Large Cap Value Y |
| Vanguard Target Retirement 2065 Inv |
| Vanguard Target Retirement 2070 Inv |
| Victory Sycamore Established Value R6 |
| Fidelity Mid Cap Index |
| Calvert US Large Cap Core Rspnd Idx R6 |
| Fidelity US Bond Index |
| Mass Mutual Small Cap Growth Equity I |
| Vanguard Target Retirement 2020 Inv |
| Vanguard Target Retirement Income Inv |
| Blackrock Sustainable Balanced Instl |
| Great Gray Aggressive (MAP) Freedom 401k Class |
| Great Gray MFS Mid Cap Growth Fund CT |
| Great Gray Growth (MAP) Freedom 401k Class |
| Empower*** Key Guaranteed Portfolio Fund |
| Rates from 5.75% to 9.50% – |
| 1ASTGRO 265,331.93 |
| 1ASTAGG 54,854.64 |
| 1VTINX 660,833.18 |
| 1VTWNX 73,676.78 |
| 1VTTVX 254,020.70 |
| 1VTHRX 1,008,583.35 |
| 1VTTHX 1,974,626.01 |
| 1VFORX 2,077,444.53 |
| 1VTIVX 1,224,215.16 |
| 1VFIFX 976,594.67 |
| 1VFFVX 944,091.75 |
| 1VLXVX 9,680.53 |
| 1VSVNX 1,854.76 |
| 1FTIHX 758,327.26 |
| 1ESISX 496,873.85 |
| 1AASRX 31,684.57 |
| 1FSSNX 1,136,867.84 |
| 1MSGZX 54,729.80 |
| 1FSMDX 282,359.21 |
| 1MMCGCT 649,818.11 |
| 1GROYX 0.18 |
| 1VEVRX 438,182.64 |
| 1CSXRX 120,239.84 |
| 1FXAIX 4,028,786.45 |
| 1JLGMX 1,258,914.65 |
| 1PEIYX 715,709.32 |
| 1MACPX 42,302.47 |
| 1FTKFX 903,770.86 |
| 1FXNAX 908,662.48 |
| 1KGPF 1.450 1,499,609.28 |
| FORFEITURES 914.37 |
Investment model portfolios
We provide two types of investment model portfolios for SAMGI 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for SAMGI 401(K) PLAN