Investment options of SAMARITAN BETHANY, INC. 403(B) RETIREMENT PLAN
Total Available Funds: 48
| Investment Description |
|---|
| VALIC FIXED ACCOUNT PLUS |
| VALIC SHORT TERM FIXED ACCOUNT |
| VALIC AGGRESSIVE GROWTH LIFESTYLE |
| VALIC CORE BOND FUND |
| VALIC EMERGING ECONOMIES |
| VALIC GROWTH FUND |
| VALIC GS VIT GOV MONEY MKT FD INST |
| VALIC INFLATION PROTECTED FUND |
| VALIC INTERNATL EQUITIES INDEX FUND |
| VALIC INTERNATIONAL VALUE FUND |
| VALIC INTL OPPORTUNITIES |
| VALIC MID CAP |
| VALIC MODERATE GROWTH LIFESTYLE |
| VALIC SMALL CAP |
| VALIC STOCK |
| VALIC SYSTEMATIC GROWTH FUND |
| VALIC SYSTEMATIC VALUE |
| VALIC VANGUARD LIFESTRATEGY CONSER |
| VALIC VANGUARD LIFESTRATEGY MODERA |
| VALIC VANGUARD WELLINGTON FUND INC |
| VALIC VANGUARD WINDSOR II |
| VALIC VC I CONSERVATIVE GROWTH LIFESTYLE |
| VANGUARD TARGET RETIREMENT 2055 INV |
| VANGUARD TARGET RETIREMENT 2050 INV |
| VANGUARD TARGET RETIREMENT 2040 INV |
| VANGUARD GROWTH INDEX ADMIRAL |
| VANGUARD SMALL CAP INDEX ADM |
| VANGUARD TARGET RETIREMENT 2030 INV |
| VANGUARD TARGET RETIREMENT 2045 INV |
| VANGUARD TARGET RETIREMENT 2035 INV |
| VANGUARD TARGET RETIREMENT 2025 INV |
| VANGUARD TARGET RETIREMENT 2020 INV |
| VANGUARD INFORMATION TECHNOLOGY INDEX MATRIX |
| VANGUARD EMERGING MARKETS STOCK INDEX ADM |
| VANGUARD SHORT-TERM INFLATION PROTECTED SEC INDEX ADM |
| VANGUARD SMALL CAP VALUE INDEX ADMIRAL |
| VANGUARD VALUE INDEX ADM |
| VANGUARD EXPLORER ADM |
| VANGUARD MID-CAP GROWTH INDEX ADMIRAL |
| VANGUARD WELLINGTON ADMIRAL |
| VANGUARD 500 INDEX MATRIX |
| T.ROWE PRICE INTL BD (USD HDCD) I |
| T.ROWE PRICE TARGET 2060 I |
| PRUDENTIAL GUARANTEED INCOME FUND |
| DFA US VECTOR EQUITY MATRIX |
| FIDELITY INTERNATIONAL INDEX MATRIX |
| SCHWAB US MID-CAP INDEX MATRIX |
| Rates from 5.25-10.50% |
Investment model portfolios
We provide two types of investment model portfolios for SAMARITAN BETHANY, INC. 403(B) RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for SAMARITAN BETHANY, INC. 403(B) RETIREMENT PLAN