Investment options of ROTHE DEVELOPMENT, INC. 401(K) PLAN
Total Available Funds: 32
| Investment Description |
|---|
| 1PMRA25 1,347,214.42 |
| 1PMRA30 563,266.27 |
| 1PMRA35 1,107,335.24 |
| 1PMRA40 597,868.99 |
| 1PMRA45 382,864.92 |
| 1PMRA50 397,970.48 |
| 1PMRA55 233,858.59 |
| 1PMRA60 213,930.98 |
| 1PMRA65 84,164.19 |
| 1PMRAMF 368,404.95 |
| 1DFCEX 198,613.71 |
| 1FSPSX 344,044.74 |
| 1MXJVX 365,825.56 |
| 1DFREX 98,396.09 |
| 1AFMSCC 256,153.83 |
| 1FESCOP 682.94 |
| 1FSSNX 144,219.22 |
| 1PSCGCR 68,084.78 |
| 1FSMDX 229,967.36 |
| 1MCFCR1 240,579.76 |
| 1MCVCR1 101,642.45 |
| 1FXAIX 695,562.59 |
| 1GGBRER 1,438,880.75 |
| 1ASTLV1 157,858.11 |
| 1PLCGCR 783,882.86 |
| 1CPBFR1 163,937.99 |
| 1DIPSX 162,063.66 |
| 1PFORX 43,437.62 |
| 1PIMIX 275,605.42 |
| 1PCCBFR 8,554.95 |
| 1PORT 1.450 1,406,088.33 |
| FORFEITURES 4,084.21 |
Investment model portfolios
We provide two types of investment model portfolios for ROTHE DEVELOPMENT, INC. 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for ROTHE DEVELOPMENT, INC. 401(K) PLAN