Investment options of ROOT 2 LLC 401(K) PLAN
Total Available Funds: 42
| Investment Description |
|---|
| Class maturity value or par. a |
| Institutional Class maturity value or par. a |
| R6 maturity value or par. a |
| Admiral Class maturity value or par. a |
| – Investor Class maturity value or par. a |
| Investor Class collateral, maturity value or par. a |
| collateral, maturity value or par. a |
| Class collateral, maturity value or par. a |
| collateral, maturity value or par a |
| ADPZ Class value or par. a |
| participants) participants’ vested account balances. – |
| (Form 5500) |
| (6) Net investment gain (loss) from common/collective trusts …………………… 2b |
| DFA US CORE EQUITY 1 PORT INST |
| DFA EMG MKT CORE EQ 2 I |
| VAN TARGET RETIRE 2040 |
| JPMORGAN CORE PLUS BOND R6 |
| VAN TARGET RETIRE 2035 |
| VAN TARGET RETIRE 2030 |
| AMERICAN BEACON INTL EQTY R5 |
| VAN TARGET RETIRE 2045 |
| COLUMBIA BALANCED FUND – I3 |
| DFA US SM CAP PORTFOLIO INST |
| VANGUARD SM CAP VAL INDEX ADM |
| JANUS HENDERSON ENTERPRISE N |
| VAN TARGET RETIRE 2020 |
| VAN TARGET RETIRE INC |
| AMB MAN LARGE CAP VALUE R5 |
| ALLSPRING SPECIAL MC VAL R6 |
| VAN TARGET RETIRE 2025 |
| ALGER SPECTRA FUND Z |
| BLACKROCK HIGH YIELD K |
| JANUS HENDERSON VENTURE FUND-N |
| VAN TARG RETIRE 2060 |
| INVESCO OPP INTL GR R6 |
| JPMORGAN US SMALL COMPANY R6 |
| DFA INFLATION PROT SEC INST |
| VANGUARD INTERMEDIATE TERM BON |
| VAN TARGET RETIRE 2050 |
| VANGUARD GROWTH & INCOME ADMIR |
| VAN TARGET RETIRE 2055 |
| INVESCO STABLE ASSET – ADPZ |
Investment model portfolios
We provide two types of investment model portfolios for ROOT 2 LLC 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for ROOT 2 LLC 401(K) PLAN