Investment options of ROLLINS COLLEGE RETIREMENT PLAN
Total Available Funds: 25
| Investment Description |
|---|
| CREF Bond Market R2 9,565 Units |
| CREF Equity Index R2 4,960 Units |
| CREF Global Equities R2 9,524 Units |
| CREF Growth R2 10,037 Units |
| CREF Inflation-Linked Bond R2 4,921 Units |
| CREF Social Choice R2 5,520 Units |
| CREF Stock R2 15,160 Units |
| Allspring Short Duration Bond 56,480 Shares |
| American Century One Choice 2045 Portfolio 7,680 Shares |
| Calvert Short Duration Income 47,256 Shares |
| Macquarie Extended Duration Bond 112,665 Shares |
| Parnassus Core Equity Instl 32,289 Shares |
| PGIM Short-Term Corp Bond F R6 164,152 Shares |
| PIMCO Intl Bond (USD-Hdg) Inst 12,666 Shares |
| Principal Diversified Real Assets 161,124 Shares |
| Vanguard Developed Mkts Idx 1,408,883 Shares |
| Vanguard Emerg Mkts Idx I 342,289 Shares |
| Vanguard Growth Index Instl 106,995 Shares |
| Vanguard Long-Term Treasury Ad 2,320,453 Shares |
| Vanguard Small Cap Growth Idx 21,123 Shares |
| Vanguard Small Cap Index I 49,150 Shares |
| Vanguard Small Cap Value Index 54,702 Shares |
| Vanguard Value Index I 226,945 Shares |
| Standard Stable Asset Fund ll |
| with maturity dates ranging from 2025 to 2029) |
Investment model portfolios
We provide two types of investment model portfolios for ROLLINS COLLEGE RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for ROLLINS COLLEGE RETIREMENT PLAN