Investment options of ROBERTET USA 401K PLAN
Total Available Funds: 21
| Investment Description |
|---|
| BlackRock Mid-Cap Growth Equity Common/Collective Trust |
| from 3.25%-9.50% $-0- |
| 1RNPGX 8,963,409.43 |
| 1BGKEX 2,343,219.03 |
| 1FEURX 283,312.23 |
| 1VGSLX 1,783,581.11 |
| 1BDFUX 3,114,588.65 |
| 1VSIAX 2,166,197.88 |
| 1BRMCL1 2,766,611.23 |
| 1VIMAX 4,180,421.91 |
| 1VMVAX 1,653,565.30 |
| 1FXAIX 17,944,130.92 |
| 1VIGAX 6,038,315.75 |
| 1VVIAX 4,759,214.69 |
| 1VBIAX 4,433,441.91 |
| 1DOXLX 1,187,283.16 |
| 1DOXIX 8,276,683.59 |
| 1VUSUX 1,948,911.89 |
| 1VFIRX 1,541,752.23 |
| 1KGPF 1.700 9,006,575.07 |
| FORFEITURES 119,812.96 |
Investment model portfolios
We provide two types of investment model portfolios for ROBERTET USA 401K PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for ROBERTET USA 401K PLAN