Investment options of RMS COMPUTER CORP 401K PLAN
Total Available Funds: 27
| Investment Description |
|---|
| State Street S&P 500 Index IX CCT |
| State Street Agg Str Bal SLS VII CCT |
| State Street Cons Str Bal SLS VII CCT |
| State Street Mod Str Bal SLS VII CCT |
| State Street S&P Md Cp Idx Nl J CCT |
| State Street Russ Sc Idx VIII CCT |
| Notes receivable from participants from 5.25% to 10.50% |
| (Form 5500) |
| (6) Net investment gain (loss) from common/collective trusts …………………… 2b |
| FIDELITY ADV EQUITY INCOME – M |
| NEUBERGER BERMAN INTL SELECT A |
| BLK ADV SMALL CAP GR INV A |
| VIRTUS NFJ SC VALUE A |
| NEUBERGER BERMAN LGCAP VAL ADV |
| JPMORGAN EQ INC – A |
| T. ROWE PRICE BLUE CHIP GR – R |
| FRANKLIN RISING DIVIDENDS – A |
| TEMPLETON GROWTH – R |
| JANUS HENDERSON ENTERPRISE – S |
| FRANKLIN GROWTH OPP-A |
| DWS GLOBAL HIGH INCOME S |
| STATE ST RUSS SC IDX VIII |
| STATE ST S&P 500 IDX IX |
| STATE ST S&P MD CP IDX NL J |
| STATE ST CONS STR BAL SLS VII |
| STATE ST MOD STR BAL SLS VII |
| STATE ST AGG STR BAL SLS VII |
Investment model portfolios
We provide two types of investment model portfolios for RMS COMPUTER CORP 401K PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for RMS COMPUTER CORP 401K PLAN