Investment options of RIOT GAMES 401(K) PLAN
Total Available Funds: 37
Investment Description |
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SEI TRUST GALLIARD STABLE RETURN FUND M |
WILMINGTON TRUST LARGE CAP GROWTH II R1 |
WILMINGTON TRUST CB LARGE CAP GROWTH R1 |
CALVERT CALVERT US LARGE CAP CORE RESPONSIBLE INDEX FUND CLASS R6 |
PIONEER INVESTMENTS PIONEER SELECT MID CAP GROWTH K FUND |
TEMPLETON TEMPLETON FOREIGN FUND CLASS R6 |
AMERICAN FUNDS AMERICAN FUNDS 2010 TARGET DATE RETIREMENT FUND CLASS R6 |
AMERICAN FUNDS AMERICAN FUNDS 2020 TARGET DATE RETIREMENT FUND CLASS R6 |
AMERICAN FUNDS AMERICAN FUNDS 2030 TARGET DATE RETIREMENT FUND CLASS R6 |
AMERICAN FUNDS AMERICAN FUNDS 2040 TARGET DATE RETIREMENT FUND CLASS R6 |
AMERICAN FUNDS AMERICAN FUNDS 2050 TARGET DATE RETIREMENT FUND CLASS R6 |
AMERICAN FUNDS AMERICAN FUNDS 2015 TARGET DATE RETIREMENT FUND CLASS R6 |
AMERICAN FUNDS AMERICAN FUNDS 2025 TARGET DATE RETIREMENT FUND CLASS R6 |
AMERICAN FUNDS AMERICAN FUNDS 2035 TARGET DATE RETIREMENT FUND CLASS R6 |
AMERICAN FUNDS AMERICAN FUNDS 2045 TARGET DATE RETIREMENT FUND CLASS R6 |
AMERICAN FUNDS AMERICAN FUNDS 2055 TARGET DATE RETIREMENT FUND CLASS R6 |
INVESCO INVESCO INTERNATIONAL DIVERSIFIED FUND CLASS R6 |
BLACKROCK BLACKROCK HIGH YIELD BOND PORTFOLIO CLASS K |
DODGE & COX DODGE & COX STOCK FUND |
JPMORGAN JPMORGAN MID CAP VALUE FUND CLASS L |
COLUMBIA COLUMBIA DIVIDEND INCOME FUND CLASS I2 SHARES |
JPMORGAN JPMORGAN CORE BOND FUND CLASS R6 |
PIONEER INVESTMENTS PIONEER STRATEGIC INCOME FUND CLASS K |
FRANKLIN TEMPLETON INVESTMENTS FRANKLIN SMALL CAP VALUE FUND ADVISOR CLASS |
BLACKROCK BLACKROCK INFLATION PROTECTED BOND FUND CLASS K |
AMERICAN FUNDS AMERICAN FUNDS 2060 TARGET DATE RETIREMENT R6 FUND |
ALLIANCEBERNSTEIN AB GLOBAL BOND FUND CLASS Z |
AMERICAN CENTURY INVESTMENTS AMERICAN CENTURY REAL ESTATE FUND R6 CLASS |
INVESCO INVESCO DEVELOPING MARKETS FUND CLASS R6 |
CARILLON EAGLE CARILLON EAGLE SMALL CAP GROWTH R6 |
PIMCO PIMCO COMMODITIESPLUS STRATEGY FUND INSTITUTIONAL CLASS I |
FIDELITY INVESTMENTS FIDELITY GOVERNMENT MONEY MARKET |
FIDELITY INVESTMENTS FIDELITY U. S. BOND INDEX PREMIUM CLASS |
FIDELITY INVESTMENTS FIDELITY 500 INDEX FUND PREMIUM CLASS |
FIDELITY INVESTMENTS FIDELITY MID CAP INDEX FUND PREMIUM CLASS |
FIDELITY INVESTMENTS FIDELITY SMALL CAP INDEX FUND PREMIUM CLASS |
FIDELITY INVESTMENTS FIDELITY INTERNATIONAL INDEX FUND PREMIUM CLASS |
Investment model portfolios
We provide two types of investment model portfolios for RIOT GAMES 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for RIOT GAMES 401(K) PLAN