Investment options of RIDGEVIEW MEDICAL CENTER, INC. RETIREMENT SAVINGS PLAN
Total Available Funds: 27
| Investment Description |
|---|
| SEI TRUST COMPANY BLACKROCK SHORT TERM INVESTMENT FUND |
| SEI TRUST COMPANY BLACKROCK U. S. STOCK INDEX FUND |
| SEI TRUST COMPANY BLACKROCK INTL STOCK INDEX FUND |
| SEI TRUST COMPANY BLACKROCK GOVERNMENT BOND FUND |
| SEI TRUST COMPANY BLACKROCK HIGH YIELD MUNI FUND |
| SEI TRUST COMPANY BLACKROCK REAL ESTATE FUND |
| SEI TRUST COMPANY BLACKROCK INTERNATIONAL BOND FUND |
| SEI TRUST COMPANY BLACKROCK MONEY MARKET FUND |
| SEI TRUST COMPANY GALLIARD STABLE RETURN FUND |
| AMERICAN FUNDS AMERICAN FDS EUROPACIFIC GRTH R6 FD |
| AMERICAN FUNDS AMERICAN FDS WSHMUT INV R6 FD |
| AMG FUNDS AMG TIMESSQ MD CP GRW Z FD |
| DODGE AND COX FUNDS DODGE & COX INCOME I FUND |
| DODGE AND COX FUNDS DODGE & COX INTL STOCK I FUND |
| GOLDMAN SACHS GOLDMAN SACHS SM CP VAL INS |
| OPPENHEIMER INV DEV MARK R6 FD |
| OPPENHEIMER INVESCO INT'L B |
| JP MORGAN FUNDS JP MORGAN MD CP GRW Z FD |
| JP MORGAN FUNDS JP MORGAN HI- YLD MUNI FUND |
| SEI TRUST COMPANY PRIN/BR RUSS 2000 I CIT TR |
| SEI TRUST COMPANY PRIN/BR S& P MID INDEX CIT TR |
| SEI TRUST COMPANY PRIN/BR S& P 500 INDEX CIT N |
| SEI TRUST COMPANY PRIN/BR S& P 500 INDEX CIT TR |
| SCHWAB FUNDS SELF-DIRECTED BROKERAGE ACCT |
| T. ROWE PRICE FUNDS T.ROWE PRICE BL CHIP GR I F |
| VANGUARD GROUP VANGUARD BALNCD INDEX |
| VANGUARD GROUP VANGUARD HI- YLD MUNI FUND |
Investment model portfolios
We provide two types of investment model portfolios for RIDGEVIEW MEDICAL CENTER, INC. RETIREMENT SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for RIDGEVIEW MEDICAL CENTER, INC. RETIREMENT SAVINGS PLAN