Investment options of REYNOLDS CONSTRUCTION, LLC 401(K) PLAN
Total Available Funds: 38
| Investment Option List |
|---|
| Vanguard 500 Index Adm 2,590 shares (VFINX) |
| (CL) Principal MidCap R6 8,424 shares |
| Baird Core Plus Bond Inst 19,071 shares (BCOIX) |
| Vanguard Equity Income Adm 6,668 shares (NVIEX) |
| Vanguard Balanced Index Adm 5,246 shares |
| Fidelity Small Cap Growth K6 21,960 shares (FCIGX) |
| JPMorgan Large Cap Growth R6 16,561 shares (SEEGX) |
| Vanguard Mid-Cap Value Index Adm 7,516 shares (VMVIX) |
| Vanguard Developed Mkts Index Adm 3,873 shares |
| American Funds Capital Inc Bldr R6 822 shares |
| Vanguard Small-Cap Value Index Adm 5,966 shares (VISVX) |
| DFA Emerging Markets Core Equity I 741 shares (DAADX) |
| Vanguard Interm-Term Bond Index Adm 3,207 shares (VIBSX) |
| MFS International Intrinsic Value R6 10,799 shares (MINIX) |
| Principal MidCap S&P 400 Index Instl 7,331 shares |
| Vanguard Target Retirement 2020 Fund 11,769 shares (VTWNX) |
| Vanguard Target Retirement 2025 Fund 85,445 shares (VTTVX) |
| Vanguard Target Retirement 2030 Fund 28,841 shares (VTHRX) |
| Vanguard Target Retirement 2035 Fund 66,352 shares (VTTHX) |
| Vanguard Target Retirement 2040 Fund 18,428 shares (VFORX) |
| Vanguard Target Retirement 2045 Fund 34,296 shares (VTIVX) |
| Vanguard Target Retirement 2050 Fund 13,083 shares (VFIFX) |
| Vanguard Target Retirement 2055 Fund 8,568 shares (VFFVX) |
| Vanguard Target Retirement 2060 Fund 6,066 shares (VTTSX) |
| Vanguard Target Retirement 2065 Fund 3,223 shares (VSXFX) |
| Vanguard Target Retirement 2070 Fund 67 shares (VSVNX) |
| Principal SmallCap S&P 600 Index Instl 5,845 shares (PSSIX) |
| Vanguard Target Retirement Income Fund 4,097 shares (VTINX) |
| Standard Stable Asset Fund 32,391 shares |
| (Form 5500) |
| (6) Net investment gain (loss) from common/collective trusts …………………… 2b |
| Vanguard (VFISX) |
| American Funds (CMFCX) |
| Standard Stable |
| Principal (PIOIX) |
| JP Morgan |
| Fidelity (FDGFX) |
| Participant's Loan Account |
Investment model portfolios
We provide two types of investment model portfolios for REYNOLDS CONSTRUCTION, LLC 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for REYNOLDS CONSTRUCTION, LLC 401(K) PLAN