Investment options of REVALIZE, INC. 401(K) PLAN
Total Available Funds: 30
| Investment Description |
|---|
| Voya Retirement Services Voya Gov Money Mkt Fnd A (Hold Acct) |
| Vanguard Explorer Fund Adm |
| American Funds New Perspective R6 |
| American Funds Wash Mutual Inv R6 |
| Vanguard International Grwth |
| Dimensional Fund Advisors DFA U.S. Targeted Value Port Inst |
| Dimensional Fund Advisors DFA Intl Small Comp Portfolio |
| Dimensional Fund Advisors DFA Inflat-Prot Securities Port Inst |
| Vanguard Interm-Tm Bnd Index Fd Adm |
| Neuberger Berman Neuberger Berman Md Cp Grw Fnd R6 |
| Vanguard U.S. Growth Fund Adm |
| Vanguard Tot Intl Bnd Ind Fd Adm |
| Vanguard Emr Mkts Stck Ind Fd Adm |
| MFS Investment Management MFS Mid Cap Value Fund R6 |
| Voya Retirement Services Voya Target Retirement 2025 Fund |
| Voya Retirement Services Voya Target Retirement 2030 Fund |
| Voya Retirement Services Voya Target Retirement 2035 Fund |
| Voya Retirement Services Voya Target Retirement 2040 Fund |
| Voya Retirement Services Voya Target Retirement 2045 Fund |
| Voya Retirement Services Voya Target Retirement 2050 Fund |
| Voya Retirement Services Voya Target Retirement 2055 Fund |
| Voya Retirement Services Voya Target Retirement 2060 Fund |
| Voya Retirement Services Voya Target In-Retirement Fund R |
| Vanguard Balanced Index Fund Adm |
| Vanguard High-Yld Corporate Fnd Adm |
| Fidelity Investments Fidelity Sm Cp Ind Fund |
| Fidelity Investments Fidelity Extended Mkt Ind Fd |
| Voya Retirement Services Voya Target Retirement 2065 Fund |
| Voya Retirement Services Voya Fixed Account |
| maturing through December 2025 |
Investment model portfolios
We provide two types of investment model portfolios for REVALIZE, INC. 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for REVALIZE, INC. 401(K) PLAN