Investment options of REVA INC.
Total Available Funds: 68
| Investment Description |
|---|
| American Funds New World Fund – Class R6 |
| BlackRock High Yield Bond Portfolio – Class K |
| BlackRock LifePath Index 2030 Fund – Class K |
| BlackRock LifePath Index 2035 Fund – Class K |
| BlackRock LifePath Index 2040 Fund – Class K |
| BlackRock LifePath Index 2045 Fund – Class K |
| BlackRock LifePath Index 2050 Fund – Class K |
| BlackRock LifePath Index 2055 Fund – Class K |
| BlackRock LifePath Index 2060 Fund – Class K |
| BlackRock LifePath Index Retirement Fund – Class K |
| BlackRock Mid-Cap Growth Equity Fund – Class K |
| BlackRock T-Fund – Premier Class |
| ClearBridge Small Cap Growth Fund – Class IS |
| Cohen & Steers Global Realty Shares – Class Z |
| Franklin Mutual Beacon Fund – Class R6 |
| iShares MSCI EAFE International Index Fund – Class K |
| iShares S&P 500 Index Fund – Class K |
| JPMorgan Global Allocation Fund – Class R6 |
| Lord Abbett Short Duration Income Fund – Class R6 |
| MFS Aggressive Growth Allocation Fund – Class R4 |
| MFS Conservative Allocation Fund – Class R4 |
| MFS Growth Allocation Fund – Class R4 |
| MFS Growth Fund – Class R6 |
| MFS Moderate Allocation Fund – Class R4 |
| MFS Value Fund – Class R6 |
| Oakmark International Fund – Institutional Class |
| T Rowe Price Blue Chip Growth Fund – Class I |
| Vanguard Balanced Index Fund – Admiral Class |
| Vanguard Mid-Cap Index Fund – Admiral Class |
| Vanguard Small Cap Index Fund – Admiral Class |
| Western Asset Core Bond Fund – Class IS |
| Western Asset Corporate Bond Fund – Class I |
| (Form 5500) |
| (6) Net investment gain (loss) from common/collective trusts …………………… 2b |
| MFS VALUE R6 |
| VANGUARD BAL IDX – ADM |
| BLACKROCK LIFEPATH 2030 FUND K |
| LORD ABBETT SHORT DUR INC R6 |
| MFS CONS ALLOC – R4 |
| WESTERN ASSET CORPORATE BOND I |
| BLACKROCK HIGH YIELD K |
| BLACKROCK T-FUND – PREMIER |
| BLACKROCK LIFEPATH 2060 K |
| AB GLOBAL BOND Z |
| JPMORGAN GLOBAL ALLOCATION R6 |
| BLACKROCK LIFEPATH 2040 FUND K |
| COHEN & STEERS GLOBAL REALTY Z |
| VANGUARD MID CAP INDEX – ADM |
| WESTERN ASSET CORE BOND IS |
| MFS MOD ALLOC – R4 |
| ISHARES MSCI EAFE INTL INDEX K |
| MFS GROWTH FUND R6 |
| VANG TOT STK MKT IDX – ADMIRAL |
| VANGUARD SMALL CAP INDEX ADMRL |
| BLACKROCK LIFEPATH RET FUND K |
| T ROWE PRICE BLUE CHIP GR I |
| ISHARES S&P 500 INDEX K |
| FRANKLIN MUTUAL BEACON R6 |
| MFS GRTH ALLOC R4 |
| AMERICAN FUNDS NEW WORLD R6 |
| CLEARBRIDGE SMALL CAP GR IS |
| BLACKROCK LIFEPATH 2035 K |
| BLACKROCK LIFEPATH 2050 FUND K |
| OAKMARK INTERNATIONAL INST |
| BLACKROCK LIFEPATH 2045 FUND K |
| BLACKROCK MIDCAP GROWTH EQ K |
| BLACKROCK LIFEPATH 2055 FUND K |
| MFS AGG GRTH ALLOC – R4 |
Investment model portfolios
We provide two types of investment model portfolios for REVA INC. participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for REVA INC.