Investment options of RETIREMENT SAVINGS PLAN OF THE FORD METER BOX COMPANY, INC.
Total Available Funds: 33
| Investment Description |
|---|
| PRINCIPAL/BLACKROCK S& |
| PRINCIPAL/BLACKROCK S& |
| PRINCIPAL/MFS VALUE CIT |
| PRINCIPAL/BLACKROCK MIDCAP INDEX |
| PRINCIPAL/BLACKROCK RUSSELL 2000 INDEX |
| PRINCIPAL/BLACKROCK INTL. EQUITY INDEX |
| ALLSPRING CORE BOND |
| GALLIARD STABLE TR FUND |
| ALLSPRING GR I MUTUAL FUND |
| VANGUARD VALUE INDEX FUND |
| JP MORGAN SMALL CAP EQUITY R5 FUND |
| NORTHERN GLOBAL REAL ESTATE MUTUAL FUND |
| VANGUARD MIDCAP INDEX FUND |
| VANAGUARD SMALL-AMP; INDEX FUND |
| STOCK INDEX FUND |
| ACADIAN EMERGING MARKETS I MUTUAL FUND |
| AMERICAN FUNDS EURO PACIFIC GR R6 TR GROWTH FUND |
| VANGUARD TOTAL INTERNATIONAL STOCK INDEX FUND |
| AMERICAN FUNDS 2010 TARGET MUTUAL FUND |
| AMERICAN FUNDS 2015 TARGET MUTUAL FUND |
| AMERICAN FUNDS 2020 TARGET MUTUAL FUND |
| AMERICAN FUNDS 2025 TARGET MUTUAL FUND |
| AMERICAN FUNDS 2030 TARGET MUTUAL FUND |
| AMERICAN FUNDS 2035 TARGET MUTUAL FUND |
| AMERICAN FUNDS 2040 TARGET MUTUAL FUND |
| AMERICAN FUNDS 2045 TARGET MUTUAL FUND |
| AMERICAN FUNDS 2050 TARGET MUTUAL FUND |
| AMERICAN FUNDS 2055 TARGET MUTUAL FUND |
| AMERICAN FUNDS 2060 TARGET MUTUAL FUND |
| AMERICAN FUNDS 2065 TARGET MUTUAL FUND |
| ALLSPRING CORE BOND INSTL FD MUTUAL FUND |
| PIMCO HIGH YIELD FUND TR MUTUAL FUND |
| PIMCO REAL RETURN MUTUAL FUND |
Investment model portfolios
We provide two types of investment model portfolios for RETIREMENT SAVINGS PLAN OF THE FORD METER BOX COMPANY, INC. participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for RETIREMENT SAVINGS PLAN OF THE FORD METER BOX COMPANY, INC.