Investment options of RETIREMENT PLAN FOR SCOPE EDUCATION SERVICES
Total Available Funds: 58
| Investment Description |
|---|
| TIAA CREF Investments TIAA Traditional Non Benefit Responsive 2 {+} |
| TIAA CREF Investments CREF Stock {+} |
| TIAA CREF Investments CREF Social Choice {+} |
| TIAA CREF Investments CREF Global Equities {+} |
| TIAA CREF Investments CREF Growth {+} |
| TIAA CREF Investments CREF Equity Index {+} |
| TIAA CREF Investments CREF Inflation-Linked Bond {+} |
| TIAA CREF Investments TIAA Access Nuv Core PI Bd {+} |
| TIAA CREF Investments TIAA Access Nuv Equity Idx {+} |
| TIAA CREF Investments TIAA Access Nuv Core Equity {+} |
| TIAA CREF Investments TIAA Access Nuv Intl Equity {+} |
| TIAA CREF Investments TIAA Access Nuv Lrg Cap Gr {+} |
| TIAA CREF Investments TIAA Access Nuv Lrg Cap Val {+} |
| TIAA CREF Investments TIAA Access Nuv LifCyc 2010 {+} |
| TIAA CREF Investments TIAA Access Nuv LifCyc 2015 {+} |
| TIAA CREF Investments TIAA Access Nuv LifCyc 2020 {+} |
| TIAA CREF Investments TIAA Access Nuv LifCyc 2025 {+} |
| TIAA CREF Investments TIAA Access Nuv LifCyc 2030 {+} |
| TIAA CREF Investments TIAA Access Nuv LifCyc 2035 {+} |
| TIAA CREF Investments TIAA Access Nuv LifCyc 2040 {+} |
| TIAA CREF Investments TIAA Access Nuv LifCyc 2045 {+} |
| TIAA CREF Investments TIAA Access Nuv LifCyc 2050 {+} |
| TIAA CREF Investments TIAA Access Nuv Mid Cap Grw {+} |
| TIAA CREF Investments TIAA Access Nuv Mid Cap Val {+} |
| TIAA CREF Investments TIAA Access Nuv RIEstSecSel {+} |
| TIAA CREF Investments TIAA Access Nuv Sm Cp BI Ix {+} |
| TIAA CREF Investments TIAA Access Nuv Qt Sm Cp Eq {+} |
| TIAA CREF Investments TIAA Access Nuv LgCp Res Eq {+} |
| TIAA CREF Investments CREF Core Bond {+} |
| TIAA CREF Investments Nuveen Core Bond Premier {+} |
| TIAA CREF Investments Nuveen LfCycle Ix 2010 Retire {+} |
| TIAA CREF Investments Nuveen LfCycle Ix 2015 Retire {+} |
| TIAA CREF Investments Nuveen LfCycle Ix 2020 Retire {+} |
| TIAA CREF Investments Nuveen LfCycle Ix 2025 Retire {+} |
| TIAA CREF Investments Nuveen LfCycle Ix 2030 Retire {+} |
| TIAA CREF Investments Nuveen LfCycle Ix 2035 Retire {+} |
| TIAA CREF Investments Nuveen LfCycle Ix 2040 Retire {+} |
| TIAA CREF Investments Nuveen LfCycle Ix 2045 Retire {+} |
| TIAA CREF Investments Nuveen LfCycle Ix 2050 Retire {+} |
| TIAA CREF Investments Nuveen LfCycle Ix 2055 Retire {+} |
| TIAA CREF Investments Nuveen LfCyc Ix Ret Inc Retire {+} |
| TIAA CREF Investments Nuveen S&P 500 Index Retire {+} |
| TIAA CREF Investments Nuveen Small Cap Bld Idx Rtmt {+} |
| TIAA CREF Investments BlackRock Inflat Prot Bnd Inst {+} |
| TIAA CREF Investments PGIM Jennison Growth Z {+} |
| TIAA CREF Investments Hartford Dividend & Growth {+} |
| TIAA CREF Investments AF EuroPacific Growth Fund {+} |
| TIAA CREF Investments AF American Balanced Fund {+} |
| TIAA CREF Investments Nuveen LfCycle Ix 2060 Retire {+} |
| TIAA CREF Investments Goldman Sachs Intl SmCplns Inv {+} |
| TIAA CREF Investments Am Century Mid Cap Value Inv {+} |
| TIAA CREF Investments Principal MidCap Fund {+} |
| TIAA CREF Investments Baird Short Term Bond Fund Inv {+} |
| TIAA CREF Investments AB Global Bond Advisor {+} |
| TIAA CREF Investments Transamerica Intl Equity I {+} |
| TIAA CREF Investments Nuveen LfCycle Ix 2065 Retire {+} |
| TIAA CREF Investments American Fds New World {+} |
| TIAA CREF Investments PIMCO Income Admin {+} |
Investment model portfolios
We provide two types of investment model portfolios for RETIREMENT PLAN FOR SCOPE EDUCATION SERVICES participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for RETIREMENT PLAN FOR SCOPE EDUCATION SERVICES