Investment options of RETIREMENT PLAN FOR AMERICAN ENTERPRISE INSTITUTE
Total Available Funds: 39
| Investment Description |
|---|
| MASSMUTUAL GUARANTEED INTEREST ACCOUNT |
| CARILLON FUNDS CARILLON EAGLE SMALL CAP GROWTH FD |
| VANGUARD CLOSED VANGUARD INSTL TARGET R 2015 |
| VANGUARD CLOSED VANGUARD INSTL TARGET R 2020 |
| VANGUARD CLOSED VANGUARD INSTL TARGET R 2025 |
| VANGUARD CLOSED VANGUARD INSTL TARGET R 2030 |
| VANGUARD CLOSED VANGUARD INSTL TARGET R 2035 |
| VANGUARD CLOSED VANGUARD INSTL TARGET R 2040 |
| VANGUARD CLOSED VANGUARD INSTL TARGET R 2045 |
| VANGUARD CLOSED VANGUARD INSTL TARGET R 2050 |
| VANGUARD CLOSED VANGUARD INSTL TARGET R 2055 |
| VANGUARD CLOSED VANGUARD INSTL TARGET R 2060 |
| VANGUARD CLOSED VANGUARD INSTL TRGT RETINC |
| VANGUARD CLOSED VANGUARD INSTL TRGT RET 2065 |
| VANGUARD TARGET RETMNT |
| DIMENSIONAL FUND ADVISORS DFA EMERGING MARKETS CR EQ PRTFL FD |
| DIMENSIONAL FUND ADVISORS DFA US SMALL CAP VALUE FUND |
| JOHN HANCOCK JHANCOCK3 DISCIPL VALUE MID CAP FD |
| JOHN HANCOCK JHANCOCK3 DISCIPLINED VALUE FUND |
| JP MORGAN JP MORGAN SMALL CAP GROWTH FUND |
| MASSMUTUAL SELECT MASSMUTUAL GROWTH OPPORTUNITIES FD |
| MASSMUTUAL SELECT MASSMUTUAL OVERSEAS FUND |
| MASSMUTUAL PREMIER HOLDING ACCOUNT - MASSMUTUAL US GOV |
| PIMCO FUNDS PIMCO TOTAL RETURN FUND |
| VANGUARD VANGUARD 500 INDEX FUND |
| VANGUARD VANGUARD INFLATION-PROTECTD SECS FD |
| VANGUARD VANGUARD MID CAP INDEX FUND |
| VANGUARD VANGUARD MID-CAP GROWTH FUND |
| VANGUARD VANGUARD SMALL CAP INDEX FUND |
| VANGUARD VANGUARD TARGET RETMNT 2020 FD |
| VANGUARD VANGUARD TARGET RETMNT 2025 FD |
| VANGUARD VANGUARD TARGET RETMNT 2030 FD |
| VANGUARD VANGUARD TARGET RETMNT 2035 FD |
| VANGUARD VANGUARD TARGET RETMNT 2040 FD |
| VANGUARD VANGUARD TARGET RETMNT 2045 FD |
| VANGUARD VANGUARD TARGET RETMNT 2050 FD |
| VANGUARD VANGUARD TARGET RETMNT 2055 FD |
| VANGUARD VANGUARD TARGET RETMNT 2060 FD |
| VANGUARD VANGUARD TOTAL BOND MRKT INDEX FUND |
Investment model portfolios
We provide two types of investment model portfolios for RETIREMENT PLAN FOR AMERICAN ENTERPRISE INSTITUTE participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for RETIREMENT PLAN FOR AMERICAN ENTERPRISE INSTITUTE