Investment options of RELIANCE, INC. MASTER 401(K) PLAN
Total Available Funds: 26
| Investment Option List |
|---|
| Hartford Small Company HLS Fund Class IA 4,149,614 shares a (HNSIX) |
| MFS Value Fund Class R6 1,187,194 shares a |
| Victory Sycamore Small Company Opportunity 513,251 shares a (VSOIX) |
| Fidelity® U.S. Bond Index Fund 705,358 shares a |
| BlackRock High Yield Bond Portfolio Institutional Shares 748,155 shares a (BHYIX) |
| Fidelity® Inflation-Protected Bond Index Fund 130,093 shares a (FINPX) |
| Spartan 500 Index Pool Class E 581,974 shares a |
| Fidelity Freedom® Blend 2030 Commingled Pool Class S 5,949,098 shares a (FHAEX) |
| JPMorgan Chase Bank, N.A. 1,383,741 shares a |
| Fidelity Freedom® Blend 2035 Commingled Pool Class S 3,938,178 shares a (FHASX) |
| Fidelity Freedom® Blend 2025 Commingled Pool Class S 4,051,296 shares a (FHAUX) |
| Fidelity Freedom® Blend 2040 Commingled Pool Class S 3,292,739 shares a (FHARX) |
| Fidelity Freedom® Blend 2045 Commingled Pool Class S 2,503,947 shares a (FHAQX) |
| Fidelity Freedom® Blend 2050 Commingled Pool Class S 2,199,059 shares a (FHAPX) |
| Class A 2,496,065 shares a |
| Fidelity Freedom® Blend 2020 Commingled Pool Class S 1,953,915 shares a (FHAVX) |
| Fidelity Freedom® Blend 2055 Commingled Pool Class S 1,120,738 shares a (FHAOX) |
| Fidelity Freedom® Blend 2060 Commingled Pool Class S 912,092 shares a (FHANX) |
| Fidelity Freedom® Blend 2015 Commingled Pool Class S 632,320 shares a (FHAWX) |
| Spartan Extended Market Index Pool Class E 55,641 shares a |
| Fidelity Freedom® Blend 2065 Commingled Pool Class S 562,604 shares a (FAXDX) |
| Class S 360,343 shares a |
| Fidelity Freedom® Blend 2010 Commingled Pool Class S 260,954 shares a (FHABX) |
| Reliance, Inc. 648,334 shares a |
| Fidelity Investments Fidelity Managed Income Portfolio II Class 2 a (FRHMX) |
| Notes receivable from participants August 2040 — |
Investment model portfolios
We provide two types of investment model portfolios for RELIANCE, INC. MASTER 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for RELIANCE, INC. MASTER 401(K) PLAN