Investment options of REI SYSTEMS INC. 401K PLAN
Total Available Funds: 51
| Investment Description |
|---|
| AC IN RETIRE TR I COMMON COLLECTIVE TRUST FUND |
| AC RD 2025 TR I COMMON COLLECTIVE TRUST FUND |
| AC RD 2030 TR I COMMON COLLECTIVE TRUST FUND |
| AC RD 2035 TR I COMMON COLLECTIVE TRUST FUND |
| AC RD 2040 TR I COMMON COLLECTIVE TRUST FUND |
| AC RD 2045 TR I COMMON COLLECTIVE TRUST FUND |
| AC RD 2050 TR I COMMON COLLECTIVE TRUST FUND |
| AC RD 2055 TR I COMMON COLLECTIVE TRUST FUND |
| AC RD 2060 TR I COMMON COLLECTIVE TRUST FUND |
| PUTNAM STABLE VALUE COMMON COLLECTIVE TRUST FUND |
| AF SMALLCAP WORLD R6 MUTUAL FUND |
| AF TRGT DATE 2010 R6 MUTUAL FUND |
| AF TRGT DATE 2015 R6 MUTUAL FUND |
| AF TRGT DATE 2025 R6 MUTUAL FUND |
| AF TRGT DATE 2030 R6 MUTUAL FUND |
| AF TRGT DATE 2035 R6 MUTUAL FUND |
| AF TRGT DATE 2040 R6 MUTUAL FUND |
| AF TRGT DATE 2045 R6 MUTUAL FUND |
| AF TRGT DATE 2050 R6 MUTUAL FUND |
| AF TRGT DATE 2055 R6 MUTUAL FUND |
| AF TRGT DATE 2060 R6 MUTUAL FUND |
| AF WASH MUTL INV R6 MUTUAL FUND |
| BLKRK MIDCAP GRTH IS MUTUAL FUND |
| DFA REAL EST SEC I MUTUAL FUND |
| FID 500 INDEX MUTUAL FUND |
| FID ASSET MGR 40% MUTUAL FUND |
| FID ASSET MGR 85% MUTUAL FUND |
| FID BALANCED K MUTUAL FUND |
| FID CONVERTIBLE SEC MUTUAL FUND |
| FID EMERGING MKTS MUTUAL FUND |
| FID EQ DIV INCOME K MUTUAL FUND |
| FID EXTD MKT IDX MUTUAL FUND |
| FID GOVT MMKT MUTUAL FUND |
| FID GROWTH CO K6 MUTUAL FUND |
| FID GROWTH STRAT K MUTUAL FUND |
| FID INTL INDEX MUTUAL FUND |
| FID MID CAP IDX MUTUAL FUND |
| FID SEL ENERGY MUTUAL FUND |
| FID SEL SOFTWARE MUTUAL FUND |
| FID SEL TRANSPORT MUTUAL FUND |
| FID SM CAP IDX MUTUAL FUND |
| FID SMALL CAP GR K6 MUTUAL FUND |
| FID US BOND IDX MUTUAL FUND |
| H & W HIGH YIELD I MUTUAL FUND |
| JH SM CAP CORE A MUTUAL FUND |
| MFS GROWTH R3 MUTUAL FUND |
| NUVEEN MDCP VALUE I MUTUAL FUND |
| PGIM TOTAL RTN BD R6 MUTUAL FUND |
| VANG INTL GROWTH ADM MUTUAL FUND |
| VANG SMCPVL IDX ADM MUTUAL FUND |
| VANG VALUE IDX ADM MUTUAL FUND |
Investment model portfolios
We provide two types of investment model portfolios for REI SYSTEMS INC. 401K PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for REI SYSTEMS INC. 401K PLAN