REGENCY CENTERS 401(k) PROFIT SHARING PLAN Investment Model Portfolios

Investment options of REGENCY CENTERS 401(k) PROFIT SHARING PLAN

Total Available Funds: 21

Asset Class

Ticker

Description

Others
ROOT	CASH	Wells Fargo Treasury Plus Institutional Money Market Fund
Moderate Allocation	FBALX	Fidelity Balanced Fund,,
Conservative Allocation	MFV	MFS Value
Target Date 2026-2030	STHRX	Wells Fargo Advantage - Dow Jones Target 2030 (I)
Target Date 2016-2020	WFOBX	Wells Fargo Advantage - Dow Jones Target 2020 (I)
Target Date 2036-2040	WFOSX	Wells Fargo Advantage - Dow Jones Target 2040 (I)
Target Date 2000-2010	WFOAX	Wells Fargo Advantage - Dow Jones Target 2010 (I)
Retirement Income	WFBTX	Wells Fargo Advantage - Dow Jones Target Today (I)
Target Date 2050+	WFQFX	Wells Fargo Advantage - Dow Jones Target 2050 (INST)
ROOT	REG	Regency Centers Corporation Common Stock Fund

FIXED INCOME
ULTRASHORT BOND	NVSIX	Wells Fargo Collective Stable Return Fund
Intermediate-Term Bond	MBFIX	Wells Fargo Advantage Total Return Bond

US EQUITY
US EQUITY	unknown	WF Collective (BGI) S&P Midcap Index
Small Growth	LSBYX	Lord Abbett Small Cap Blend
LARGE GROWTH	RGAAX	American Funds Growth Fund of America
MID-CAP BLEND	RSVAX	RS Investments Value (A),,
LARGE BLEND	NVINX	Wells Fargo Advantage Index
Small Growth	BSCFX	Baron Small Cap

INTERNATIONAL EQUITY
WORLD STOCK	CNPFX	American Funds New Perspective
Foreign Large Blend	AEPGX	American Funds Europacific Growth

REAL ESTATE
REAL ESTATE	IARIX	AIM Real Estate

Investment model portfolios

We provide two types of investment model portfolios for REGENCY CENTERS 401(k) PROFIT SHARING PLAN participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Customize a model portfolio now

Example model portfolios

The following provides historical returns for example model portfolios with a moderate risk profile (at most 60% in stocks) and their comparison with benchmark index funds. You can customize these portfolios according to your own risk profile.

Strategic Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Strategic Asset Allocation (SAA) strategy.

Tactical Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Tactical Asset Allocation (TAA) strategy.

The return data shown below all delayed by 3 months. Their latest dates are all the same: 10/31/2024.
AR inception is since 12/31/2000.

Name	YTD Return	1Yr AR	3Yr AR	5Yr AR	10Yr AR	15Yr AR	20Yr AR	Inception
REGENCY CENTERS 401(k) PROFIT SHARING PLAN Tactical Asset Allocation Moderate	NA	12.50%	-1.10%	4.96%	4.56%	6.66%	7.25%	7.11%
VFINX (VANGUARD 500 INDEX FUND INVESTOR SHARES)	NA	37.82%	8.86%	15.20%	12.89%	14.04%	10.46%	8.70%
VSMGX (VANGUARD LIFESTRATEGY MODERATE GROWTH FUND INVESTOR SHARES)	NA	22.89%	2.25%	6.63%	6.01%	7.19%	6.10%	5.79%

	Ticker/Portfolio	Last 1 Week	1 Yr	3 Yr	5 Yr	10 Yr	15 Yr	20 Yr	Inception	YTD	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992	1991	1990	1989	1988	1987	1986	1985	1984	1983	1982	1981	1980	1979
Annualized Return (%)	REGENCY CENTE... Moderate	-1.35	12.50	-1.10	4.96	4.56	6.66	7.25	7.11	NA	-3.20	11.08	-13.01	9.16	15.95	12.93	-1.02	11.57	-0.52	-1.60	4.99	14.38	7.09	5.54	18.46	21.04	-4.85	8.57	19.47	4.11	9.96	15.21	-0.63	-0.29	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	-1.79	37.82	8.86	15.20	12.89	14.04	10.46	8.70	NA	24.84	26.12	-18.24	28.53	18.74	31.33	-4.55	21.66	11.83	1.23	13.52	32.17	15.82	1.96	14.91	26.52	-37.02	5.39	15.64	4.77	10.74	28.50	-22.17	-12.03	-9.05	21.08	28.62	33.18	22.87	37.45	1.18	10.15	8.24	32.05	-3.33	28.37	14.92	3.97	9.30	22.60	3.67	17.07	19.25	-8.55	27.89	-2.07
	VSMGX (VANGUA...R SHARES)	-1.02	22.89	2.25	6.63	6.01	7.19	6.10	5.79	NA	10.28	15.51	-16.01	10.08	13.59	19.30	-6.28	14.86	7.09	-2.21	6.38	14.73	9.78	0.12	13.14	20.35	-26.49	7.21	13.30	5.68	11.76	22.40	-10.34	-4.78	1.27	14.09	21.59	17.90	10.77	26.58	2.04	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Sharpe Ratio	REGENCY CENTE... Moderate	NA	-0.86	-0.57	0.10	0.25	NA	NA	0.68	0.03	-0.97	0.84	-1.32	0.83	1.72	2.40	-0.30	2.31	-0.14	-0.27	0.89	2.16	1.22	0.62	1.40	2.09	-1.39	0.58	2.16	0.27	1.16	2.94	-0.47	-1.04	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	NA	0.38	0.45	0.79	0.58	NA	NA	0.44	-0.41	1.44	1.69	-0.81	2.17	0.53	2.40	-0.34	3.16	0.89	0.08	1.19	2.90	1.25	0.08	0.82	0.97	-0.92	0.15	1.24	0.25	0.88	1.63	-0.90	-0.68	-0.59	0.98	1.24	1.62	1.63	4.33	-0.18	0.91	0.58	1.92	-0.53	1.73	0.60	0.00	0.31	1.49	-0.24	0.80	0.65	-1.27	1.19	-3.84
	VSMGX (VANGUA...R SHARES)	NA	0.37	0.27	0.54	0.40	NA	NA	0.49	0.24	0.48	1.37	-1.22	1.32	0.70	2.78	-0.86	3.76	0.83	-0.26	1.01	2.16	1.23	0.01	1.18	1.12	-0.98	0.41	1.36	0.50	1.49	2.09	-0.75	-0.58	-0.23	1.08	1.57	1.57	0.93	4.20	4.63	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Standard Deviation(%)	REGENCY CENTE... Moderate	NA	9.99	9.75	9.91	8.13	NA	NA	7.75	7.72	10.06	8.08	10.92	10.95	9.15	4.80	7.90	4.74	5.15	6.05	5.58	6.64	5.75	8.92	13.14	10.01	4.16	9.57	7.48	7.05	7.81	4.93	3.69	2.49	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	NA	19.34	18.36	17.85	18.44	NA	NA	18.11	27.98	12.67	13.09	24.19	13.11	34.69	12.48	17.11	6.68	13.11	15.51	11.39	11.07	12.74	23.36	18.07	27.22	40.99	16.02	10.04	10.29	11.10	17.04	25.96	21.55	22.20	18.17	20.48	18.21	11.77	7.77	9.92	8.83	9.93	14.69	16.06	13.09	17.07	33.80	16.55	11.67	12.80	13.62	18.09	14.61	16.53	23.80
	VSMGX (VANGUA...R SHARES)	NA	10.36	10.78	10.33	10.40	NA	NA	11.50	14.24	7.69	8.26	14.34	7.62	19.08	6.43	8.81	3.80	8.31	8.51	6.28	6.80	7.99	14.68	11.10	18.01	27.95	10.37	7.43	6.96	7.25	10.38	15.37	12.42	12.30	10.07	11.65	9.10	7.74	5.41	15.57	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Draw Down(%)	REGENCY CENTE... Moderate	NA	10.13	12.16	17.29	17.29	NA	NA	17.29	0.66	10.13	7.43	13.73	7.62	10.52	1.92	8.48	3.98	6.30	6.50	4.23	5.71	4.36	7.99	8.13	4.12	7.41	7.01	5.97	4.73	7.16	2.32	4.09	3.91	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	NA	18.76	18.76	24.59	33.83	NA	NA	55.25	18.76	8.45	9.97	24.59	5.14	33.83	6.63	19.40	2.60	10.29	12.05	7.30	5.59	9.60	18.71	15.66	27.17	47.73	9.88	7.47	7.01	7.47	13.79	33.02	29.18	16.55	11.81	19.20	10.79	7.45	2.50	8.48	4.84	5.63	5.57	19.19	7.35	7.24	33.08	11.63	7.51	10.58	7.02	13.21	15.61	16.03	2.40
	VSMGX (VANGUA...R SHARES)	NA	9.62	13.15	22.29	22.43	NA	NA	41.18	9.62	4.17	8.15	21.74	3.53	22.43	3.12	11.47	1.14	6.20	8.34	4.70	5.67	6.27	12.90	8.64	19.61	36.81	6.11	6.13	4.74	5.89	8.91	20.06	17.93	8.77	6.26	11.99	6.02	4.75	1.82	1.89	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Yield(%)	REGENCY CENTE... Moderate	NA	5.62	4.36	4.70	4.15	NA	NA	3.83	NA	0.93	5.54	3.22	3.42	6.65	4.67	4.82	0.08	2.43	6.00	4.40	4.06	4.00	2.64	3.73	4.19	2.91	5.72	9.06	3.53	1.72	1.13	0.31	2.90	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VSMGX (VANGUA...R SHARES)	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA

Retirement Plan (401(k)) Info for REGENCY CENTERS 401(k) PROFIT SHARING PLAN

REGENCY CENTERS 401(K) PROFIT SHARING PLAN

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