Investment options of REELCRAFT 401(K) PLAN
Total Available Funds: 21
| Investment Option List |
|---|
| Key Guaranteed Portfolio Fund Investment Contract |
| maturing through November 2029 |
| 1LIRKX 379,143.35 |
| 1LINKX 801,451.25 |
| 1LIJKX 529,827.92 |
| 1LIKKX 819,741.91 |
| 1LIHKX 594,524.74 |
| 1LIPKX 736,766.18 |
| 1LIVKX 374,598.74 |
| 1LIZKX 416,540.98 |
| 1BDOKX 369,173.47 |
| 1NOEMX 43,348.21 |
| 1PIREX 35,609.16 |
| 1COMIX 86,305.46 |
| 1BDBKX 182,544.97 |
| 1BRMKX 234,242.62 |
| 1WFSPX 688,362.02 |
| 1RMMGX 37,634.20 |
| 1WFBIX 236,304.18 |
| 1VAIPX 104,510.03 |
| 1KGPF 1.450 168,179.16 |
Investment model portfolios
We provide two types of investment model portfolios for REELCRAFT 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for REELCRAFT 401(K) PLAN