Investment options of RECORDED FUTURE 401(K) PLAN
Total Available Funds: 19
| Investment Description |
|---|
| BlackRock iShares S&P 500 Index K N/R |
| BlackRock iShares MSCI EAFE International Index K N/R |
| Vanguard Windsor II Adm Fund N/R |
| American Funds NewWorld R6 N/R |
| BlackRock iShares US Aggregate Bond Index K N/R |
| MFS Mid Cap Value R6 N/R |
| MassMutual MassMutual Mid Cap Group I Fund N/R |
| American Funds EuroPacific Growth – R6 N/R |
| American Funds American Balanced Investment R6 N/R |
| MassMutual MassMutual Inflation-Protected & Income I Fund N/R |
| Principal Global Blue Chip Separate Account N/R |
| Principal Core Fixed Income Separate Account N/R |
| Principal Global SmallCap S&P 600 Index Separate Account N/R |
| Principal Global MidCap S&P 400 Index Separate Account N/R |
| Principal Global High Yield Separate Account N/R |
| Principal Global Capital Appreciation Separate Account N/R |
| Principal SmallCap Value II Separate Account N/R |
| Principal SmallCap Growth I Separate Account N/R |
| Principal Guaranteed Option N/R |
Investment model portfolios
We provide two types of investment model portfolios for RECORDED FUTURE 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for RECORDED FUTURE 401(K) PLAN