Investment options of RECOM 401(K) PLAN
Total Available Funds: 27
| Investment Description |
|---|
| secured by participant |
| 1RRCTX 137,299.99 |
| 1RFDTX 288,350.56 |
| 1RFETX 141,903.78 |
| 1RFFTX 501,293.60 |
| 1RFGTX 336,350.92 |
| 1RFHTX 506,270.31 |
| 1RFITX 829,639.20 |
| 1RFKTX 603,230.71 |
| 1RFUTX 174,002.43 |
| 1RFVTX 37,450.58 |
| 1FSPSX 66,154.70 |
| 1MDIZX 15,433.16 |
| 1DFREX 990.35 |
| 1DFFVX 13,112.19 |
| 1FSSNX 894.80 |
| 1ODIIX 6,422.75 |
| 1FSMDX 47,154.87 |
| 1JDMNX 10,797.83 |
| 1MVCKX 2,381.11 |
| 1APGZX 117,971.38 |
| 1FXAIX 456,776.17 |
| 1PEQSX 17,967.83 |
| 1RBFGX 4,432.49 |
| 1FXNAX 31,982.80 |
| 1GWAQ35 1.450 1,847.79 |
| FORFEITURES 1,651.87 |
Investment model portfolios
We provide two types of investment model portfolios for RECOM 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for RECOM 401(K) PLAN