Investment options of RAY QUINNEY & NEBEKER PROFIT SHARING PLAN
Total Available Funds: 26
| Investment Description |
|---|
| BLACKROCK BLKRK LP IDX 2035 K |
| FIDELITY INVESTMENTS FID BLUE CHIP GR K6 |
| FIDELITY INVESTMENTS FID 500 INDEX |
| BLACKROCK BLKRK LP IDX 2030 K |
| BLACKROCK BLKRK LP IDX 2040 K |
| FIDELITY INVESTMENTS FID MID CAP IDX |
| BLACKROCK BLKRK LP IDX 2025 K |
| JPMORGAN ASSET MANAGEMENT JPM EQUITY INCOME R6 |
| PACIFIC INVESTMENT MANAGEMENT CO LLC PIMCO INCOME INST |
| BLACKROCK BLKRK LP IDX 2045 K |
| BLACKROCK BLKRK TOT RETURN K |
| MFS INVESTMENT MANAGEMENT MFS INTL DIVRSN R4 |
| BLACKROCK BLKRK LP IDX RTMT K |
| CARILLON EAGLE CRLN E MID CAP GR R6 |
| JANUS HENDERSON J H TRITON N |
| VANGUARD GROUP INC VAN SMCPVL IDX ADM |
| VANGUARD GROUP INC VAN REAL EST IDX ADM |
| BLACKROCK BLKRK LP IDX 2055 K |
| BLACKROCK BLKRK LP IDX 2050 K |
| WELLS FARGO WF SPL MID CP VAL R6 |
| AMERICAN FUNDS AF NEW WORLD R6 |
| FIDELITY INVESTMENTS FID SM CAP IDX |
| T. ROWE PRICE TRP INTL DISCOVERY I |
| VANGUARD GROUP INC VANG TOT INTL STK AD |
| BLACKROCK BLKRK LP IDX 2060 K |
| MORLEY CAPITAL MANAGEMENT MORLEY STABLE VALUE |
Investment model portfolios
We provide two types of investment model portfolios for RAY QUINNEY & NEBEKER PROFIT SHARING PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for RAY QUINNEY & NEBEKER PROFIT SHARING PLAN