Rauland Borg Corporation Profit Sharing and Retirement Savings Plan Investment Model Portfolios

Investment options of Rauland Borg Corporation Profit Sharing and Retirement Savings Plan

Total Available Funds: 18

Asset Class

Ticker

Description

Emerging Market
DIVERSIFIED EMERGING MKTS	EMGYX	Wells Fargo Advantage Emerg Mkts Eq Adm

FIXED INCOME
Intermediate-Term Bond	PTTRX	PIMCO Total Return Instl
Intermediate-Term Bond	PTRAX	PIMCO Total Return Admin
Intermediate Government	FGOVX	Fidelity Government Income
High Yield Bond	FAGIX	Fidelity Capital & Income

Others
Target Date 2026-2030	FFKEX	Fidelity Freedom K 2030
Target Date 2036-2040	FFKFX	Fidelity Freedom K 2040
Target Date 2021-2025	FKTWX	Fidelity Freedom K 2025
ROOT	FRTXX	FID RETIRE MMKT
Moderate Allocation	FBAKX	Fidelity Balanced K
Retirement Income	FFKAX	Fidelity Freedom K Income

INTERNATIONAL EQUITY
Foreign Large Blend	FSIVX	Fidelity Spartan Intl Idx Advtg

US EQUITY
LARGE GROWTH	FDFKX	Fidelity Independence K
MID-CAP VALUE	MSAVX	Invesco Van Kampen American Value A
LARGE BLEND	SENCX	Sentinel Common Stock A
LARGE BLEND	FUSVX	Fidelity Spartan 500 Index Advtg
MID-CAP VALUE	MSAIX	Invesco Van Kampen American Value Y
SMALL VALUE	PVADX	Allianz NFJ Small Cap Value Admin

Investment model portfolios

We provide two types of investment model portfolios for Rauland Borg Corporation Profit Sharing and Retirement Savings Plan participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Customize a model portfolio now

Retirement Plan (401(k)) Info for Rauland Borg Corporation Profit Sharing and Retirement Savings Plan

RAULAND-BORG CORPORATION PROFIT SHARING & RETIREMENT SAVINGS PLAN

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