Investment options of RANGEWATER 401(K) PLAN
Total Available Funds: 62
| Investment Description |
|---|
| Alger Alger Mid Cap Growth Z N/A |
| American Funds 2010 Trgt Date Retire R6 N/A |
| American Funds 2015 Trgt Date Retire R6 N/A |
| American Funds 2020 Trgt Date Retire R6 N/A |
| American Funds 2025 Trgt Date Retire R6 N/A |
| American Funds 2030 Trgt Date Retire R6 N/A |
| American Funds 2035 Trgt Date Retire R6 N/A |
| American Funds 2040 Trgt Date Retire R6 N/A |
| American Funds 2045 Trgt Date Retire R6 N/A |
| American Funds 2050 Trgt Date Retire R6 N/A |
| American Funds 2055 Trgt Date Retire R6 N/A |
| American Funds 2060 Trgt Date Retire R6 N/A |
| American Funds 2065 Trgt Date Retire R6 N/A |
| American Funds New World R6 N/A |
| Fidelity Intermediate Treasury Bond Index N/A |
| Fidelity International Index N/A |
| Fidelity Mid Cap Index N/A |
| Fidelity Multi-Asset Index Fund N/A |
| Fidelity Small Cap Index N/A |
| Fidelity US Bond Index N/A |
| Franklin Intl Growth R6 N/A |
| JPMorgan Small Cap Growth R6 N/A |
| Putnam Large Cap Value R6 N/A |
| Empower EI Fixed Account – Series Class I N/A |
| American Century Small Cap Value (IS Platform) N/A |
| American Century Mid Cap Value (IS Platform) N/A |
| PGIM PGIM High-Yield N/A |
| AB AB Large Cap Growth II N/A |
| State Street State St US Infl Protct Bnd Idx SL CL II N/A |
| State Street State St S&P 500 IndxSL CL II N/A |
| 1RFTTX 41,679.00 |
| 1RFJTX 41,869.25 |
| 1RRCTX 315,827.28 |
| 1RFDTX 580,393.57 |
| 1RFETX 1,933,871.32 |
| 1RFFTX 3,084,796.95 |
| 1RFGTX 2,416,260.51 |
| 1RFHTX 3,629,844.06 |
| 1RFITX 4,968,419.89 |
| 1RFKTX 4,523,377.78 |
| 1RFUTX 3,048,606.16 |
| 1RFVTX 1,296,396.75 |
| 1RNWGX 721,404.17 |
| 1FSPSX 1,253,018.08 |
| 1FILRX 73,547.72 |
| 1FSERX 333,311.28 |
| 1FSSNX 1,081,943.92 |
| 1JGSMX 57,451.66 |
| 1H0062A 36,769.75 |
| 1AMCZX 83,631.51 |
| 1FSMDX 1,335,201.73 |
| 1H0065A 7,566.94 |
| 1PEQSX 818,846.41 |
| 1SSSPII 3,792,228.94 |
| 1H0046A 1,411,893.95 |
| 1FFNOX 2,155,613.67 |
| 1FUAMX 31,668.92 |
| 1FXNAX 433,222.10 |
| 1SSUSII 118,378.75 |
| 1H0090A 109,596.90 |
| 1GWAQ35 1.450 1,004,714.09 |
| FORFEITURES 0.00 |
Investment model portfolios
We provide two types of investment model portfolios for RANGEWATER 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for RANGEWATER 401(K) PLAN