RADIAN GROUP INC. SAVINGS INCENTIVE PLAN Investment Model Portfolios

Investment options of RADIAN GROUP INC. SAVINGS INCENTIVE PLAN

Total Available Funds: 26

Asset Class

Ticker

Description

Others
Retirement Income	VTINX	TVG rtmt Savings Tr Common collective trust
Moderate Allocation	VWELX	TVG Wellington Fund
Target Date 2031-2035	VTTHX	TVG Target rtmt 2035 Fund
Target Date 2021-2025	VTTVX	TVG Target rtmt 2025 Fund
Moderate Allocation	CTFDX	Columbia Acorn Fund
Target Date 2011-2015	VTXVX	TVG Target rtmt 2015 Fund
Target Date 2041-2045	VTIVX	TVG Target rtmt 2045 Fund
Target Date 2000-2010	VTOVX	TVG Target rtmt 2005 Fund
Retirement Income	VTINX	TVG Target rtmt Income

US EQUITY
LARGE GROWTH	VMRGX	TVG Morgan Growth Fund
LARGE BLEND	VGIAX	TVG G/I Fund
LARGE BLEND	VFINX	TVG 500 Index Fund
LARGE VALUE	VWNFX	TVG Windsor II Fund
Mid-Cap Growth	VMGIX	TVG Mid Cap Index Fund
SMALL BLEND	NAESX	TVG Small Cap Index Inv
Small Growth	RVPIX	Royce Fund
MID-CAP VALUE	VASVX	TVG Selected Value Fund
Mid-Cap Growth	VMGRX	TVG Mid Cap Growth Fund
MID-CAP BLEND	VSEQX	TVG Strategic Equity Fund

FIXED INCOME
Intermediate-Term Bond	VBMFX	TVG Total Bond Mkt Index Fund
Inflation-Protected Bond	VIPSX	TVG Inflation Protected Security Fund
High Yield Bond	VWEHX	TVG High Yield Corporate Fund

INTERNATIONAL EQUITY
FOREIGN SMALL/MID GROWTH	VINEX	TVG International Explorer Fund
WORLD STOCK	IGMIX	Oppenheimer Global Fund
WORLD STOCK	VHGEX	TVG Growth Equity Fund
Foreign Large Growth	ARTIX	Artisan International Fund

Investment model portfolios

We provide two types of investment model portfolios for RADIAN GROUP INC. SAVINGS INCENTIVE PLAN participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Customize a model portfolio now

Retirement Plan (401(k)) Info for RADIAN GROUP INC. SAVINGS INCENTIVE PLAN

RADIAN GROUP INC. SAVINGS INCENTIVE PLAN

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