Investment options of QUEST GLOBAL 401(K) PLAN
Total Available Funds: 32
| Investment Description |
|---|
| T. Rowe Price Retirement 2050 Trust Common and Collective Trust |
| T. Rowe Price Retirement 2055 Trust Common and Collective Trust |
| T. Rowe Price Retirement 2040 Trust Common and Collective Trust |
| T. Rowe Price Retirement 2060 Trust Common and Collective Trust |
| T. Rowe Price Retirement 2035 Trust Common and Collective Trust |
| T. Rowe Price Retirement 2030 Trust Common and Collective Trust |
| T. Rowe Price Retirement 2025 Trust Common and Collective Trust |
| T. Rowe Price Retirement 2020 Trust Common and Collective Trust |
| T. Rowe Price Retirement 2010 Trust Common and Collective Trust |
| T. Rowe Price Retirement 2015 Trust Common and Collective Trust |
| FID MID CAP INDEX |
| FID SMALL CAP INDEX |
| FID 500 IND |
| MFS GROWTH FUND R6 |
| INVESCO OPP INTL GR R6 |
| VAN INFL PROTECTED SEC – ADMR |
| MFS INTL INTRINSIC VALUE R6 |
| EATON VANCE INCOME BOSTON R6 |
| T ROWE PRICE VALUE FUND I |
| FID US BOND IND |
| MET GG SV 25554 – J |
| TRP RET 2050 TRUST A |
| TRP RET 2010 TRUST A |
| TRP RET 2045 TRUST A |
| TRP RET 2015 TRUST A |
| TRP RET 2055 TRUST A |
| TRP RET 2040 TRUST A |
| TRP RET 2020 TRUST A |
| TRP RET 2035 TRUST A |
| TRP RET 2025 TRUST A |
| TRP RET 2030 TRUST A |
| TRP RET 2060 TRUST A |
Investment model portfolios
We provide two types of investment model portfolios for QUEST GLOBAL 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for QUEST GLOBAL 401(K) PLAN