Investment options of QUEST ANALYTICS RETIREMENT PLAN
Total Available Funds: 51
| Investment Description |
|---|
| Hartford Dividend and Growth R6 |
| Blackrock LifePath Index 2060 K |
| AB Small Cap Growth Z |
| American Funds New Perspective R6 |
| American Funds Balanced Fund R6 |
| PGIM High Yield R6 |
| Victory Sycamore Established Value R6 |
| MFS Mid Cap Growth R6 |
| Blackrock LifePath TOT Return K |
| Blackrock LifePath index Retirement K |
| Blackrock LifePath Index 2030 K |
| Blackrock LifePath Index 2040 K |
| Blackrock LifePath Index 2050 K |
| Blackrock LifePath Index 2035 K |
| Blackrock LifePath Index 2045 K |
| Blackrock LifePath Index 2055 K |
| Fidelity Blue Chip Growth K |
| Fidelity US Bond Index |
| Fidelity 500 Index |
| Fidelity Mid Cap Index |
| Fidelity Small Cap Index |
| Fidelity International Index |
| 4.25% to 9.50%, maturing through December 2029) |
| COMMON STOCK |
| FIDELITY FUND |
| EXTERNAL FUND |
| HTFD DIV & GRTH R6 1,515.044 |
| BLKRK LP IDX 2060 K 59,780.721 |
| AB SM CAP GRTH Z 1,049.563 |
| AM CENT MD CP VAL R6 |
| AF NEW PERSPECT R6 2,460.828 |
| AF BALANCED R6 10,389.482 |
| PGIM HIGH YIELD R6 29,152.276 |
| VICTORY S EST VAL R6 1,458.801 |
| MFS MID CAP GRTH R6 10,632.715 |
| BLKRK TOT RETURN K 12.036 |
| BLKRK LP IDX RTMT K 68,512.612 |
| BLKRK LP IDX 2030 K 155,274.323 |
| BLKRK LP IDX 2040 K 182,174.556 |
| BLKRK LP IDX 2050 K 141,294.045 |
| BLKRK LP IDX 2025 K |
| BLKRK LP IDX 2035 K 73,072.711 |
| BLKRK LP IDX 2045 K 95,506.098 |
| BLKRK LP IDX 2055 K 98,789.546 |
| FID BLUE CHIP GR K 5,130.987 |
| FID US BOND IDX 3,618.052 |
| FID 500 INDEX 10,363.882 |
| FID MID CAP IDX 2,226.799 |
| FID SM CAP IDX 7,989.641 |
| FID INTL INDEX 2,380.209 |
| FID GOVT MMKT K6 24,217.620 |
Investment model portfolios
We provide two types of investment model portfolios for QUEST ANALYTICS RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for QUEST ANALYTICS RETIREMENT PLAN