Investment options of QATALYST GROUP LP 401(K) PLAN
Total Available Funds: 44
| Investment Description |
|---|
| Morgan Stanley Institutional Fund Trust Discovery Portfolio Registered Investment Company |
| Virtus NFJ Dividend Value Fund Registered Investment Company |
| Virtus NFJ Small-Cap Value Fund Registered Investment Company |
| Fidelity Fund Registered Investment Company |
| Fidelity Magellan Fund Registered Investment Company |
| Fidelity Equity-Income Fund Registered Investment Company |
| Fidelity Investment Grade Bond Fund Registered Investment Company |
| Fidelity Growth & Income Portfolio Registered Investment Company |
| Fidelity Intermediate Bond Fund Registered Investment Company |
| Fidelity Capital & Income Fund Registered Investment Company |
| Fidelity Value Fund Registered Investment Company |
| Fidelity OTC Portfolio Registered Investment Company |
| Fidelity Overseas Fund Registered Investment Company |
| Fidelity Balanced Fund Registered Investment Company |
| Fidelity International Discovery Fund Registered Investment Company |
| Fidelity Capital Appreciation Fund Registered Investment Company |
| Fidelity Blue Chip Growth Fund Registered Investment Company |
| Fidelity Disciplined Equity Fund Registered Investment Company |
| Fidelity Stock Selector All Cap Fund Registered Investment Company |
| Fidelity Emerging Markets Fund Registered Investment Company |
| Fidelity Focused Stock Fund Registered Investment Company |
| Fidelity International Capital Appreciation Fund Registered Investment Company |
| Fidelity Large Cap Stock Fund Registered Investment Company |
| Fidelity Growth Discovery Fund Registered Investment Company |
| Fidelity Freedom Income Fund Registered Investment Company |
| Fidelity High Income Fund Registered Investment Company |
| Fidelity Stock Selector Large Cap Value Fund Registered Investment Company |
| Fidelity Freedom 2040 Fund Registered Investment Company |
| Fidelity Mid Cap Value Fund Registered Investment Company |
| Fidelity Floating Rate High Income Fund Registered Investment Company |
| Fidelity Freedom 2025 Fund Registered Investment Company |
| Fidelity Freedom 2035 Fund Registered Investment Company |
| Fidelity Small Cap Growth Fund Registered Investment Company |
| Fidelity Freedom 2045 Fund Registered Investment Company |
| Fidelity Freedom 2050 Fund Registered Investment Company |
| Fidelity 500 Index Fund Registered Investment Company |
| Fidelity Freedom 2055 Fund Registered Investment Company |
| Fidelity International Index Fund Registered Investment Company |
| Fidelity Extended Market Index Fund Registered Investment Company |
| Fidelity Stock Selector Mid Cap Fund Registered Investment Company |
| Fidelity Freedom 2060 Fund Registered Investment Company |
| Fidelity Strategic Income Fund Registered Investment Company |
| Fidelity Freedom 2065 Fund Registered Investment Company |
| maturing through January 2029 |
Investment model portfolios
We provide two types of investment model portfolios for QATALYST GROUP LP 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for QATALYST GROUP LP 401(K) PLAN