Investment options of PUSHPAY RETIREMENT PLAN
Total Available Funds: 47
| Investment Description |
|---|
| John Hancock Multi-Index 2065 Lifetime ** |
| John Hancock Multi-Index 2060 Lifetime ** |
| John Hancock Multi-Index 2055 Lifetime ** |
| John Hancock Multi-Index 2050 Lifetime ** |
| John Hancock Multi-Index 2045 Lifetime ** |
| John Hancock Multi-Index 2040 Lifetime ** |
| John Hancock Multi-Index 2035 Lifetime ** |
| John Hancock Multi-Index 2030 Lifetime ** |
| John Hancock Multi-Index 2025 Lifetime ** |
| Baird MidCap Fund ** |
| Blue Chip Growth Fund ** |
| DFA Emerging Markets Value ** |
| DFA Intl Small Cap Value ** |
| DFA U.S. Small Cap Fund ** |
| Fidelity ContraFund ** |
| Intl Equity Index Fund ** |
| Invesco Small Cap Growth ** |
| iShares Gold Trust ETF ** |
| Janus Henderson Gbl Life Sci ** |
| John Hancock Intl Growth ** |
| JPMorgan MidCap Value Fund ** |
| Lazard International Equity ** |
| Lord Abbett Value Opps Fund ** |
| Mid Cap Index Fund ** |
| PIMCO Commodity Real Return ** |
| Real Est. Securities Fund ** |
| Small Cap Index Fund ** |
| T. Rowe Price Sci & Tech ** |
| Undiscovered Mgr Behavioral ** |
| Vanguard Mid-Cap Growth ETF ** |
| Vanguard Mid-Cap Value ETF ** |
| Vanguard Small Cap Grow Index ** |
| Vanguard Small Cap Value Index ** |
| 500 Index Fund ** |
| Mutual Global Discovery ** |
| John Hancock Disciplined Value ** |
| MFS Value Fund ** |
| Parnassus Core Equity Fund ** |
| MFS Emerging Markets Debt ** |
| PIMCO All Asset ** |
| Federated High Yield Bond ** |
| John Hancock Bond Fund ** |
| PIMCO Real Return ** |
| Strategic Income Opp Fund ** |
| Templeton Global Bond Fund ** |
| T. Rowe Price Short Term Bond ** |
| JH Disciplined Value Intl Fund ** |
Investment model portfolios
We provide two types of investment model portfolios for PUSHPAY RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for PUSHPAY RETIREMENT PLAN